Mohit Arora - Cemap Email & Phone Number

London, GB

London Area, United Kingdom

• Underwriting portfolio landlords, SPV applications, HMO, Expat, Holiday let andstandard BTL mortgage applications and good working knowledge of mortgageloan processing.
• To provide support to the CCO in all operational areas of the Retail CreditDepartment.
• Manage the assessment and processing of BTL cases, and the presentation ofproposals to Risk Committees.
• Manage the review, assessment, investigation, and minimising of credit risksassociated with loan applications in accordance with the Banks operating policiesand procedures.
• Provide a clear rationale for agreeing or rejecting applications, prior to submittingto the CCO/Credit Committee
• Ensure the credit decisions are made within regulatory standards, credit policy andadhere to TCF principles and Customer First principles.

London, England, United Kingdom

• As the application progresses to offer, continually assess the risk to the company and to the prospective borrower, taking appropriate action in accordance with the company’s lending policy.
• Underwrite residential (including shared ownership & right to buy), BTL, Limited company mortgage applications
• Verifying and validate the accuracy of the information provided on the loan application, either using documents, data or a combination of the two, including but not limited to income, employment, credit history and.
• Ability to rationale exceptions to the policy where it is logical to do, is a good investment for the bank and is within the applicant’s financial ability to undertake.
• Ensure compliance with fair lending practices and applicable regulatory requirements, such as MCOB, Responsible lending.
• To process new mortgage applications. This includes carrying out credit searches, assessing AIP’s & FMA’s, instructing valuation and requesting information which is required up to ‘ready for approval’. This will.

London, United Kingdom

• Point of contact as an subject matter expert on all documentation and queries relating to the regulated and non-regulated mortgage lending products whilst acting as a bump up to the rest of the business on any queries.
• Liaise with Underwriters and New Business Team on any completion queries i.e. COT received, completion call transfers, updates to all parties
• Communicate with Intermediaries, valuers or Solicitor enquiries by email or telephone, liaising with the New Business Team & Loans Underwriters as appropriate.
• Reviewing legal correspondence from solicitors, providing responses where possible and referring queries to the underwriter or valuer if appropriate
• Pursue outstanding documents ensuring offer conditions are satisfied before authorising release of funds.
• Initiate pipeline management - advising conveyancers/underwriters when an application nears the end of its offer eligibility or valuation period or when a valuation nears expiry.

London, United Kingdom

• Using your experience and knowledge of mortgages to deal with a variety of queries from Brokers and Relationship Managers
• Acting as the go between for our brokers, mortgage underwriters and operation team.
• Building a thorough understanding of our lending policy, procedure and the navigation of the intermediary website and Mortgage Portal
• Providing Brokers and Relationship Managers with accurate case updates
• Taking inbound calls from brokers and intermediaries, assisting them with their applications and supporting them with any mortgage enquiries

London, United Kingdom

• Building relationships with customers that create fans
• Finding solutions for customers and advising them on our services
• Account opening and providing loan and credit card facilities
• Proactively looking for ways to enhance client’s business banking experience
• Ensuring daily business activities are in accordance to AML & KYC compliance.

London, United Kingdom

• Opening accounts for customers and helping them in choosing the right products and services
• Developing solid customer relationships, providing outstanding customer service and understanding the client's needs.
• Developing the brand and looking for new customers through various routes to market
• Monitoring team's performance, setting sales targets and motivating them to reach targets
• To actively seek and conduct meetings and presentations with potential clients
• To provide individually tailored professional advice at all times

London, United Kingdom

• Understanding customer needs in order to develop their sales potential.
• Planning and organizing daily route plan to maximize growth.
• Outstanding customer service at all times, as measured by the mystery shop.
• Resolve customer requests and complaints in an efficient manner.
• To provide associates with adequate training for their roles.
• To implement weekly roaster for all associates on a timely basis.

Master’S Degree, Business Administration And Management, General, B

• International Financial Management • International Marketing • Management Science and Systems • Business Research • Consumer Behaviour &.

Bachelor’S Degree, Business/Commerce, B

1st Year Business Communication,Business Mathematics,Financial Accounting,Business Economics and Business Organisation 2nd Year Corporate.