Mohit Wadhwa Email and Phone Number
Mohit Wadhwa personal email
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1) Seasoned Corporate Banking Specialist, currently serving as Assistant Vice President - Corporate Banking at SBM Bank. Skilled in evaluating fund-based and non-fund-based products for NTB and renewal clients across diverse industries such as construction, real estate, logistics, healthcare, and hospitality.2) Credit Risk & Underwriting Expert: Proficient in credit evaluation, risk analysis, and financial underwriting, focusing on balance sheet analysis, P&L, cash flows, and projections for large corporates and SMEs. Skills in conducting comprehensive due diligence, including CIBIL, CRILC, fraud, and litigation checks.3) Financial & Sensitivity Analysis & Compliance: Strong expertise in financial scrutiny and business operations assessment, ensuring adherence to regulatory compliance for clients. Experienced in monitoring interest and principal repayments, maintaining robust MIS, and ensuring timely loan disbursements.4) Strategic Proposal Management: Demonstrated capability to manage end-to-end loan proposal processes, from drafting to presenting in loan committees, coordinating with risk teams, and negotiating terms post-sanction. Regularly advise on deal profitability and RAROC (Risk-Adjusted Return on Capital).5) Consortium & Stakeholder Leadership: Proven track record in representing banks at consortium meetings and collaborating with senior stakeholders, clients, and regulatory teams to streamline business operations, ensuring smooth execution of complex corporate banking transactions.6) Advanced Project & MIS Management: Expert in maintaining detailed financial dashboards, disbursement reports, and performance metrics. Managed multi-million-dollar funding deals and provided strategic insights for enhancing profitability.7) Training & Thought Leadership: Attended external certification training (CRISIL - Effective Analytical Writing Programme), offering mentorship to junior analysts and interns. Recognized for error-free reporting and delivering precise credit rating reports.8) Consistently recognized for exceptional achievements, including multiple promotions and awards such as ‘Quarter Champion Award’ thrice and ‘Execution Excellence Award’ for delivering high-quality, error-free rating reports and financial analysis
Sbm Bank (India)
View- Website:
- sbmbank.co.in
- Employees:
- 319
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Assistant Vice President - Corporate BankingSbm Bank (India) Jul 2023 - PresentMumbai, Maharashtra, India1) Evaluated fund-based products (CC, EPC, Working Capital Limits, and Term Loans) and non-fund-based products (BG, LCs, SBLCs, Loan Equivalent Risk) for both New to Bank (NTB) and renewal clients across diverse sectors, ensuring comprehensive financial solutions.2) Specialized in sectors such as Construction (EPC), Real Estate, Logistics, Healthcare, Hospitality, effectively assessing and managing financing proposals tailored to industry-specific needs.3) Conducted in-depth due diligence & hygiene checks for every proposal, including CIBIL, CRILC, fraud, auditor comments, litigation, and market checks, ensuring risk mitigation & regulatory compliance.4) Analyzed financial health by reviewing Fina statements, projections (sensitivity analysis), cash flows, and obtaining feedback from existing lenders and rating agencies, contributing to informed decision-making.5) Delivered timely & well-structured proposals to the loan committee & consistently meeting deadlines6) Negotiated terms & conditions post-sanction with clients, ensuring alignment with business objectives and securing client satisfaction.7) Monitored regulatory compliance for clients, ensuring adherence to banking norms and securing necessary documentation on time.8) Streamlined interest and principal repayment processes by maintaining regular follow-ups and reminders, leading to efficient financial management and reduced defaults.9) MIS, tracking disbursements, fees collection & financial dashboards, enhanced operational transparency.10) Strategic recommendations to RMs/ARMs on deal profitability (RAROC) and security, optimizing financial outcomes for the bank.11) Completed CRISIL's "Effective Analytical Writing" program, enhancing analytical writing skills for more precise and impactful financial reports.12) Facilitated loan restructuring, optimized repayment terms, and negotiated with financial institutions to support borrowers while ensuring regulatory compliance and minimizing default risk.
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Deputy Manager - Business FinanceOpc Asset Solutions Private Limited Jan 2022 - Jul 2023Mumbai, Maharashtra, India -
Senior Business AnalystOpc Asset Solutions Private Limited Jan 2015 - Dec 2021Mumbai1) Conducted comprehensive credit evaluations for mid and large corporates (₹100 Cr - ₹6,000 Cr turnover), analyzing business models, promoter track records, shareholding patterns, customer & supplier dynamics & financial health through statements & ratio analysis.2) Prepared and presented in-depth Credit Evaluation Reports to top management, including MD, Executive Director, and Finance Director, with strategic funding recommendations.3) Facilitated successful funding management by coordinating with funders, addressing credit queries, preparing CAM/credit reports, and organizing funder-client meetings for business deals.4) Reviewed & verified term sheets and sanction letters, ensuring alignment with negotiated terms, strengthening financial agreements.5) Maintained real-time MIS updates, tracking customer data, funder sanctions, signed NDAs & MOUs, profitability reports, and competitor analysis, enhancing reporting efficiency.6) Monitored company website for new mandates, promptly forwarding leads to the business development team.7) Created detailed analysis reports for top executives based on mandates from CFOs & Directors, supporting informed decision-making.8) Developed & delivered annual presentations for town halls & offsite events, aligning content with top management's vision and feedback.9) Executed data extraction from the ROC website, retrieving critical corporate documents including financials, shareholding patterns, and incorporation details for accurate credit assessment.10) Provided training and mentorship to summer interns, fostering skill development and ensuring high-quality contributions to the credit evaluation process
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Finance AnalystCrisil Limited Dec 2011 - Jan 2015Mumbai1) Conducted credit ratings for SMEs, NSIC, and BSE-listed companies by collaborating with promoters and management to understand business models and financial strengths.2) Analyzed historical and current financial statements, including balance sheets, P&L statements, cash flows, and ratios, to evaluate financial stability and performance.3) Performed thorough business risk assessments, assessing industry conditions and management track records while benchmarking against major sector competitors.4) Delivered credit rating reports with well-researched recommendations based on detailed financial and business risk analysis.5) Evaluated credit ratings for Greenfield projects and prepared in-depth due diligence reports for bankers, focusing on management experience, market demand, project funding, and property verifications -
Summer InternFuture Generali India Life Insurance May 2010 - Jun 2010Mumbai Area, IndiaWorked with 1) Procurement team 2) Accounts payable team 3) Reconciliation Team
Mohit Wadhwa Skills
Mohit Wadhwa Education Details
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Pillais Institute Of Management Studies And ResearchFirst Class -
G N Khalsa College, MumbaiFirst Class
Frequently Asked Questions about Mohit Wadhwa
What company does Mohit Wadhwa work for?
Mohit Wadhwa works for Sbm Bank (India)
What is Mohit Wadhwa's role at the current company?
Mohit Wadhwa's current role is Assistant Vice President - Corporate Banking at SBM Bank (India).
What is Mohit Wadhwa's email address?
Mohit Wadhwa's email address is mo****@****ail.com
What schools did Mohit Wadhwa attend?
Mohit Wadhwa attended Pillais Institute Of Management Studies And Research, G N Khalsa College, Mumbai.
What skills is Mohit Wadhwa known for?
Mohit Wadhwa has skills like Financial Analysis, Business Analysis, Finance, Management, Customer Relationship Management, Banking, Management Information Systems, Corporate Finance.
Who are Mohit Wadhwa's colleagues?
Mohit Wadhwa's colleagues are Chundun Boodhun, Amey Jagtap, Abhishek Das, Parag Kesharwani, Erla Mahesh Babu, Mayuresh Shelar, S Anantha.
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Mohit Wadhwa
Bba Candidate | Finance Enthusiast | Business Strategy | Entrepreneurial MindsetFaridabad -
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Mohit wadhwa
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Mohit Wadhwa
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