Mohit Sachdev Email & Phone Number

Bengaluru, Ka, In

Bengaluru, Karnataka, India

*Portfolio Management & Strategic Leadership*- Spearheaded MSME lending portfolio in Karnataka, driving growth and profitability through astute portfolio management and strategic credit decisions.- Develope and executed tailored credit strategies to optimize risk-adjusted returns, fostering increased profitability and reduced risk exposure.*Risk Management & Mitigation*- Employed robust credit assessment and monitoring frameworks to identify and mitigate potential risks, ensuring portfolio quality and minimizing losses.- Implemented proactive risk management techniques, leveraging data analytics and market insights to anticipate and address emerging risks.*Stakeholder Engagement & Collaboration*- Fostered strong, mutually beneficial relationships with internal stakeholders, industry associations, and clients, enhancing collaboration and driving business growth.- Built a network of key stakeholders, facilitating open communication, and strategic partnerships to drive business objectives

Bengaluru, Karnataka, India

- Leadership: Led PAN India underwriting division at Udaan Capital.- Product Evaluation: Analyzed supply chain products, including anchor partner and open market options.- Program Assessment: Evaluated anchor programs across wholesalers, distributors, and manufacturers.- Project Leadership: Led cross-functional teams for key projects, such as credit policy, digital onboarding, vendor integrations, LOS operations, and customer lifecycle.- Innovation: Developed a confidence score underwriting system.- Portfolio Management: Established diverse dashboards for effective portfolio management, utilizing various indicators.

Bengaluru, Karnataka, India

- Team Leadership: Oversaw managers in credit, technical, collections, and fraud control functions to maintain portfolio quality.- Market Expansion: Actively contributed to APF activation and penetration strategies for market growth.- Portfolio Review: Key role in setting checks & balances to make sure the proGolio is periodically reviewed with various dashboard.- Employee Mentorship: Mentored new hires for smooth assimilation into the organization.- Performance Enhancement: Designed and implemented effective KRAs to improve the credit team's performance.

Bengaluru, Karnataka, India

- Lending Expertise: Managed institutional lending (including INR 50 Crores+ ticket sizes), Housing Finance, LAP, and unsecured products.- Strategic Contribution: Helped develop credit policies new Housing Finance vertical, streamlined APF processes which improved business.- Credit Approval: Approved credit proposals within policy guidelines, with authority up to INR 2.50 Crores.- Portfolio Management: Conducted regular portfolio reviews and reported performance to senior management.

Bengaluru Area, India

Bangalore Area, India

Bangalore

- Diverse Experience: Started as a management trainee, gaining exposure to Mortgage, Home Loans, and Construction Finance sectors.- Project Leadership: Appointed as the Point of Contact (POC) for BPMS implementation across PAN India.- Stakeholder Partnership: Collaborated on credit logistics, hind sighting, and policy initiatives.

Bangalore

Topic: Scope of Corporate Banking in IT/ITeS Sector (April 10- June 24, 2010)Project Description: • To discover and analyse whether the corporate houses were aware of the products and services offered by Kotak Mahindra Bank Limited. • To understand their business model and to recognize where Kotak’s structured products fit in. • To analyze the investment pattern of various corporate so that the bank cam meet the desired requirements though its products. • To know that what will induce the corporate to have their banking relations with Kotak Mahindra Bank Limited.

Bangalore

Sector- Technology, Communications and EntertainmentTechnical Management• Complying on indirect tax implications on service industry including customs and VAT/ CST implication• Preparation of refund/ rebate applications under Cenvat Credit Rules, 2004• Preparation of VAT, Service tax returns on monthly and quarterly basis • Preparation of replies and appeals filed before various administrative and judicial authorities• Appearances before administrative authorities for the purpose of personal hearings on behalf of clients

Execution Program In Banking, Fintech And Applied Risk Management, Fintech, Good

Pgpm, Finance And Marketing

Bachelor Of Commerce - Bcom, Finance, General