Biz2Credit, a leading online lending platform, hired me as a commercial underwriter in March 2021. I assess the creditworthiness and risk profile of loan applicants, generate credit reports, and conduct annual reviews for existing clients. I apply my problem-solving, analytical, and communication skills to review and process loan applications, ensuring compliance with underwriting policies and guidelines. I work with a team of underwriters and analysts to deliver financing solutions to small and medium-sized businesses.My education background in accounting and finance from Delhi University prepared me for this role. I graduated with a B.com (H) degree in 2016, and I am passionate about finding solutions to challenging problems. Before joining Biz2Credit, I was a process associate at Genpact for a year,where I worked in Life cycle of insurance claim (RCM) from getting patient call to doctor converting it to readable format , coding , Demographic Entry, Charges Entry and Claim generation and submission and payment posting . I was recognized for my timely and accurate work, and for my ability to communicate effectively with internal and external stakeholders. I am motivated by the opportunity to learn new skills, enhance my professional development, and contribute to the success of my team and organization.
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Senior AnalystAnaptyss Sep 2024 - PresentGurugram, Haryana, India -
Commercial Underwriter, Credit AnalystBiz2Credit Mar 2021 - Feb 2024Noida, Uttar Pradesh, India- Conducted thorough credit analysis on corporate clients, evaluating financial statements, credit reports, and industry trends to assess creditworthiness.- Developed risk profiles and recommended credit limits based on analysis of financial ratios, cash flow projections, and collateral evaluations.- Analysed historical financial data and trends to forecast future performance and identify potential red flags.- Managed relationships with clients and stakeholders, communicating credit decisions and negotiating terms to ensure mutual satisfaction.- Collaborated with sales teams to understand client needs and structure credit solutions that align with business objectives.- Made sound credit decisions under pressure, balancing risk and reward while adhering to established guidelines and policies.- Financial statement spreading, ratio analysis, trend analysis, cash flow and fund flow analysis.- Monitoring of credit portfolio and generating periodic exposure reports. -
Process AssociateGenpact Jan 2017 - Feb 2018Delhi, India
Moin Ali Education Details
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Accounting And Finance
Frequently Asked Questions about Moin Ali
What company does Moin Ali work for?
Moin Ali works for Anaptyss
What is Moin Ali's role at the current company?
Moin Ali's current role is Commercial underwriter, credit analysis @ Biz2Credit.
What schools did Moin Ali attend?
Moin Ali attended Delhi University.
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