• Skilled in calculating the Capital Adequacy Ratio, I played a crucial role in ensuring the bank's adherence to regulatory capital requirements.• Actively involved in the review and monitoring of the bank's liquidity risk, regularly presenting insights to the corporate governance committee for strategic decision-making.• Expert in liquidity risk calculation and management, enhancing the bank's financial stability.• Pioneered the design of an internal credit rating system for loan applicants, significantly improving the bank's credit risk assessment process.• Proficient in calculating the effective interest rate on loans, contributing to the bank's transparent and fair lending practices.• Assessed loan applicants' repayment capacity through detailed analysis of cash flow statements, ensuring the bank's responsible lending.

• Responsible for the preparation of the bank's financial statements, providing accurate and timely financial information.• Conducted operational audits and reports for bank branches, ensuring compliance and operational efficiency.• Involved in the review and analysis of bank contracts and tenders, contributing to the bank's financial and contractual integrity.

• Engaged in financial and tax auditing for companies in various sectors such as manufacturing, transportation, and commerce, ensuring compliance with financial regulations and standards.