A Cost Accountant with a consulting background, scientific principles and technical knowledge in a broad variety of cost analyst function.CONDENSED LIST OF DUTIES • Providing strategic insight into FNB Financial Intelligence cost base, allocation principles and ensures that costing models are in place and maintained.• Manage costs / expenses within approved budget to achieve cost efficiencies• Build and maintain Costing Models and Strategies • Perform cost allocation, SLA’s and costing methodologies.• Preparing Costing, CFO and CEO reports• Report on periodic variances and their causes, focusing in particular on spending variances.• Report on breakeven point by products, work centers, and Business units• Comply with governance in terms of legislative and audit requirements• Report on margins by product and division• Manage personal development to increase own skills and competencies

A Strategic Costing Business Analyst is accountable for the ongoing analysis of the process constraints, target costing projects, margin analysis, and tracing costs back to underlying activities. The Strategic Costing Business Analyst must also construct and monitor those cost model needed to provide an appropriate level of costing information to management.CONDENSED LIST OF DUTIES • • • Manage costs / expenses within approved budget to achieve cost efficiencies• Conduct ongoing process constraints analyses on Home Loan Business Segment• Build and maintain Costing Models and Strategies • Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders• Perform cost accumulation tasks as a member of the target costing group• Report on periodic variances and their causes, focusing in particular on spending variances.• Report on breakeven point by products, work centres, and Business units• Comply with governance in terms of legislative and audit requirements• Report on margins by product and division• Manage personal development to increase own skills and competencies

A Credit Analyst is responsible for analyse credit data to estimate degree of financial risk in extending credit or lending money and consults with management to assist in corporate planning.CONDENSED LIST OF DUTIES • • • Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio• Manage costs / expenses within approved budget to achieve cost efficiencies• Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions• Assist internal sales partners with credit decisions and application of the credit policy. Build and maintain relationships with internal business partners• Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders• Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis• Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners• Ensure average approval turnaround time against target to ensure retention of clients.• Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications• Comply with governance in terms of legislative and audit requirements• Responsible for the returns of daily stats• • Manage personal development to increase own skills and competencies

• Foster relationships with existing internal clients in other areas of the FNB business banking Group.• Apply vetting/ risk management Mandate to workflow.• Enter all qualified leads into the sales pipeline and maintain on a daily basis within SLA.• Actively promote existing product offerings to key decision makers of small and medium sized companies• Keeping up to date with product changes and enhancements• Ensuring that Merchant Services is actively promoted to establish a presence in the market• Administrate applications/documentation for new Merchants.• Be able to accurately present the Merchant Service Company profile in a confident manner.• Maintain a high level of accuracy, Knowledge, demonstrated by being able to apply mandates accurately with minimal supervision.• Prepare and present daily performance statistics.• Ensure adherence to Service Level Agreements• Various ad hoc Projects as required by management

• Handle mail from / to post office and internal departments / attend to Surplus Mailbox queries.• Update incoming mail spreadsheets / handle SMS confirmations / compile statistics.• Trace member records, establish Fund membership, membership status. (i.e. Former Member, Current Member, Deceased etc.), phoning them if necessary• Add or modify members’ details on Session system as per standards.• Check, scan onto Oculus 8 / validate or verify authenticity of Surplus documentation as per departmental standards. • Index all documentation scanned according to document type.• Assist supervisor and team leader with on the job training if necessary.• Update financials section on the members CRM profile.• Handle telephone queries professionally in a clear, courteous and professional manner as it relates to the Fund / Transfer member queries to relevant departments, I.e. Funds. • Record member information on systems with regards to complaints and suggestions and ensure feedback is distributed in a timely manner• Undertake all administrative responsibilities such as faxing, posting and general office procedures.• Assess surplus claims and requirements in line with company standards and procedures.• Prepare claims for payment of surplus benefits.• Finalize & close claims.• Correspond with members, former members telephonically / letter / face to face.

• Handle mail from / to post office and internal departments / attend to Surplus Mailbox queries.• Update incoming mail spreadsheets / handle SMS confirmations / compile statistics.• Trace member records, establish Fund membership, membership status. (i.e. Former Member, Current Member, Deceased etc.), phoning them if necessary• Add or modify members’ details on Session system as per standards.• Check, scan onto Oculus 8 / validate or verify authenticity of Surplus documentation as per departmental standards. • Index all documentation scanned according to document type.• Assist supervisor and team leader with on the job training if necessary.• Update financials section on the members CRM profile.• Handle telephone queries professionally in a clear, courteous and professional manner as it relates to the Fund / Transfer member queries to relevant departments, I.e. Funds. • Record member information on systems with regards to complaints and suggestions and ensure feedback is distributed in a timely manner• Undertake all administrative responsibilities such as faxing, posting and general office procedures.• Assess surplus claims and requirements in line with company standards and procedures.• Prepare claims for payment of surplus benefits.• Finalize & close claims.• Correspond with members, former members telephonically / letter / face to face.