• Assisted CA DOI Referrals by analyzing policy history and aligning coverage needs with market options.• Educated clients on policy renewals and wildfire changes to recommend suitable coverage options.• Finalized trust services to ensure client satisfaction.

Served as primary E&S Underwriter for large hospital systems for A rated insurance carrier. Reviewed accounts and used corporate pricing models to accurately price submitted accounts. Managed new and renewal business and worked with new underwriters to ensure company guidelines were met.

Managed sales goals, underwriting, broker selection, financial billing, reinsurance reporting for UC Health RRG in conjuction with UCHealthRRG council and UC Captive Director.Identified and contacted carriers, MGAs, and programs to place business during the pandemic for companies adapting to new business models.Underwrote physician and facility business to qualify accounts for the RRG, coordinated placement of non-select accounts to other markets through wholesale brokerage.Prepared submissions and prepared brokers for client meetings to improve chances of obtaining the accounts.

• Underwrote new and renewal hospital, facility and large physician accounts in Southern California, Arizona and New Mexico. • Managed a $10M+ hospital/physician book, and successfully brought in a $15M physician account submission. • Underwrote and secured the order for the largest physician account written in the Western Region, which augmented a hospital renewal account.• Evaluated large captive arrangements for complex accounts. • Evaluated adequacy of monies retained for prior fronting arrangements together with Actuarial team. • Analyzed and correctly structured a policy for one account that resulted in a large monetary refund and more accurate renewal pricing. • Served as a mentor for newer underwriters, as well as a reviewer of claims exposures and trends for larger accounts. • Coordinated with industry specific management on market strategy, leading to improved processes.

• Led daily Underwriting and Operations tasks for the MGU in charge of the Freedom Specialty Physician and Surgeon professional liability program. • Personally underwrote over 270 accounts in 2013, including 90% of all large group submissions. • Responsible for implementing and enforcing Underwriting guidelines, and reviewing all referral accounts. • Audited underwriter files and trained underwriters to evaluate and rate medical professional liability submissions. • Coordinated with brokers to improve submission quality and submission flow. • Grew the book 75% over two years with conservative underwriting, while maintaining 98% renewal retention. • Marketed the program through personal meetings, presentations at professional conferences and contributions to publications.

• Served as Underwriting and Sales consultant for the MGIS Freedom Specialty program.

• Underwrote hospitals, allied facilities and physician groups in Northern California, Alaska and Rhode Island, including residency programs.• Actively participated with assigned underwriters, managers, actuaries and reinsurers to evaluate and price hospital accounts in Southern California and Alaska.• Served as reviewer and trainer for the underwriters on the use of the loss rating tool and participated in all discussions with actuaries, regarding the application of the loss tool.• Served as mentor for underwriting team on Federal Tort Claim Act (FTCA) rules for hospital accounts in Alaska.• Served as initial reviewer and mentor for the underwriting team for all nursing home risks.• Structured client presentations to reflect NORCAL’s team approach and successfully obtained a 6-location hospital account, $6.5M physician group and wrote and retained multiple hospital and physician groups.• Participated in NORCAL Hospital Study program in early 2000s to help develop NORCAL hospital strategy.• Participated in annual rate discussions with actuarial team, finance and senior management.• Responsible for leading and growing the $200M book of business through the management of a sales staff, combined with the successful matrix management across the organization regarding all facets of the business.• Implemented two new programs to address changes in healthcare marketplace with $750K in new business.• Restructured Policyholder Services unit to provide additional services for NORCAL’s book of business, which resulted in a 16 point increase in policyholder satisfaction.• Established an audit process for underwriting files to ensure compliance with underwriting guidelines• Led the team to re-write carrier policy forms and coordinated with the state regulatory departments to get the filing approved. • Maintained underwriting authority following transition to Sales Department, and substituted for underwriting management when needed.

• Identified, developed and implemented a non-standard medical professional liability start-up program for this Lloyd’s of London cover holder, which remained active for 10+ years. • Wrote policy form and underwriting guidelines.• Underwrote all submissions for program and booked initial accounts.• Presented program to London syndicates and obtained funding for new program.