Mona Priya Email & Phone Number

Mona is a result-oriented banking professional with more than 6.5 years of experience in Credit and Banking operations in one of the Public Sector Bank; an implementer with recognized proficiency in spearheading credit/operations with an aim to accomplish corporate plans & goals successfully.Mona holds the distinction of effectively managing the profits, personnel, credit & deposits portfolios, recovery management, risk management, asset liability management keeping in view the overall growth of the organization. She is resourceful at maintaining relationships with clients to achieve quality product and service norms by resolving their service-related critical issues; adroit in performing all banking operations effectively & efficiently, coordinating with various branches & managing a variety of branch banking operations.Mona has always been proactive and deals with different stakeholders on a day-to-day basis, where she showcases her Interpersonal and Conflict management skills. While handling the retail customers with empathy & care she has never compromised on the organizational values & interest. She is a multi-tasker and takes utmost responsibility & pride in her work.

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  Assistant Manager

  Bank Of Baroda

  May 2017 - Present - Bengaluru, Karnataka, India

   Evaluate Loan documents and process loan as per bank SLAs. Calculating and analysing the risk ratios of clients based on their credit score and financial history. Approving or denying loan requests and communicating the decision to both clients and management. Interpretation and understanding of legal documents related to mortgage loans and perform due diligence to comply with bank’s lending guidelines. Verification of client’s financial statement, preparing Appraisal reports and Borrowing Bureau Certificate Processing of various loans and preparing corresponding loan documents. Provide analysis and recommendations. Meet and exceed the turnaround time and accuracy rate within stipulated timelines. Maintain records of loan applications by loan management software (LLPS) Follows compliance in totality including external compliance like CERSAI, ROC, registration of mortgage, etc. Ensures conduct of & compliance of various reports like credit audit, stock audit, RBIA, Statutory audit, Special audit, etc. Monitoring regular recovery of instalments, operations in the account, submission of stock statement and operational terms by the client. Coordinate with outside vendors like DSAs and Dealers for boosting businesses. Uphold standards of excellence and soaring quality set for the process Seek out opportunities for expansion and growth by developing new business relationships. Providing guidance and training team members to strengthen specific knowledge on Loan lifecycle. Experienced in Credit, Banking Operations, Branch Administration, Collections, Service Operations, Customer Service and Team Management; an implementer with recognized proficiency in spearheading operations/ business with an aim to accomplish corporate plans & goals successfully.