As a Mortgage Planning Specialist (MPS) my goal is to use my 18 years of experience in real estate finance and real estate sales, to help my clients achieve THEIR goals. It's my pleasure to educate people about loan programs and processes, empowering them to make sound financial decisions. When my client's goal has been accomplished and their transaction has closed, they know they've made the right decisions in the loan program they chose and in choosing to work with me as their Mortgage Planning Specialist.Specialties: Making people feel comfortable is my greatest area of expertise as a Mortgage Broker. I listen to their verbal/non verbal communications, respect what they are saying and speak to those concerns in ways that make them feel comfortable.My focus in real estate financing is residential, single family units, primarily using Conventional, FHA and VA financing vehicles.