I am the Founder and Principal Financial Planner of Beacon Wealth Advisory Corp. (BWAC), a Philippines-based financial services firm whose mission is to advance Filipinos’ lives through responsible financial stewardship, one individual, one family at a time.To accomplish its purpose, BWAC delivers Personalized Financial Guidance to ambitious Filipino working professionals who want straightforward advice on how to navigate their financial journeys, especially during life transitions or in challenging times.We work very closely with our clients, walking them through the ins and outs of personal finance—whether it be in setting proper goals, managing a budget, distinguishing good from bad financial products, optimizing their insurance, getting out of debt, saving, or investing wisely. For the greater part of my 13-year tenure in the financial services industry, I've delivered fee-based, end-to-end financial planning with a focus on laying out a clear path for my clients to achieve their financial goals. This experience has led me to develop a distinctive investment methodology that maximizes portfolio returns by mitigating downside risk, effectively helping our clients achieve their aspirations in less time and with less stress.In addition to practical experience, I hold the Master Planner Advanced Studies™, MPAS™, designation from the College for Financial Planning (CFFP), which was a rigorous, two-year curriculum culminating in a Master of Science degree with a major in Personal Financial Planning. Additionally, I've also earned the Accredited Portfolio Management Advisor™, APMA™, designation from the same institution, further solidifying my proficiency in client assessment, investment risk management, and portfolio construction. I am an avid student of personal finance and the financial markets, and enjoy scarfing down material on entrepreneurship, leadership, teamwork, productivity, and communication. Outside of work, my wife Rae and I are deeply involved with our local church and are proud homeschooling parents of three little boys.