Moncef L. Email & Phone Number

Geneva

- Negotiated with clients structured credit transactions with the aim of meeting both clients’ expectations and the Bank’s risk appetite- Drafted and negotiated termsheets with key clients and key prospects- Drafted and presented in credit committee credit proposals - Executed credit transactions (negotiation of contracts, conditions precedent, legal opinion, drawdown process) through notably the coordination with other bank’s teams (legal, wealth planning, finance) or external providers (law firms, notaries)- Marketing to the private bankers : training programs, portfolio reviews, good practice exchanges- Participation to the development of the Key Client credit offering- Management of the junior credit structurersType of financing : luxury residential or buy to let real estate in Europe, commercial real real estate (offices, retail, warehouse, hotels) in Europe, monetization of strategic participations, bridge to IPO for non listed shares, treasury facilities on private equity funds, collar financing

Wealth Management, Paris Branch

- Managed the credit team of the branch, oversaw all the steps of the credit process in order to insure its successful running- Supported the private bankers in elaborating the credit files upstream- Reviewed the files set by the credit team, exercised credit delegations and checked its drafted legal documentation - Managed the complex or Key Client files - Monitored and rectified the irregulars, animated the monthly irregulars committees- Drafted and maintained the department’s procedures- Improved the monitoring tools

Paris Head Office

- Analyzed and presented the files outside the international sites’ delegations to the different levels of committees up to the top management of the bank (Key clients, complex derogatory files)- Structured complex files or with important commercial stake with the sites- Transversal assignments: crisis reporting, set up of the credit activity in Brazil, closed the credit activity in Greece

Paris Head Office

- Developed the financing offer with the validation of the risks department (emerging markets products, commercial companies, hedge funds products, structured products)- Trained on site on the credit offer, rationale and financing rules, credit files quality- Set up communication materials, brochures, benchmarking- Set up and monitored the credit activity sites’ budget

Paris Head Office

MONTHLY ANALYSES AND REPORTING : - P&L and activity of the Key Client segment (assets under management > EUR 30M)- Assets under management and new cash for Wealth Management France- Expenses of Wealth Management France BUDGET PROCESS :- Developed a simulation tool forecasting revenues according to the assumptions of :* new cash and its breakdown per products (mutual funds, life-insurance, securities)* volumes* performance effect, currency effect, attrition rate- Discussed and finalized the budgets with the Heads of Regions- Consolidated, analyzed and presented the budget P&L per regional directionsSYSTEMS : Project management for financial control systems

Paris Head Office (Training)

- Managed the set up of a profitability per client tool- Securities Services' activity reporting : monthly analyses and monitoring of volumes, headcounts, productivity- Global Liquidity Management reporting : monthly analyses and monitoring of P&L and activity

La Défense (Training)

Industrial equipment sector- Developed the turnover with building industry professionals by notably conducting :* the commercial policy of the group* point-of-sale advertising* follow-up of achievements versus targets- Stock management- After-Sale service- Cash management

Degree In Finance, Financial Markets And Corporate Finance

Activities and Societies: Social and humanitarian mission's organisation which goal is to allow young people from disadvantaged.

Preparatory Class, For Business School

Baccalauréat, In Economics, With Distinction