As a Commercial Lines Broker, I help business owners and executives navigate the challenges of operating a business in a tech-savvy, litigious, and rapidly changing world.At Heffernan, we offer a no-cost risk assessment that helps reduce errors and overcharges. The goal is to get your company to within 10% of your lowest legal premium. We begin with interviews of the ownership and management teams, and then do a thorough assessment of coverage and policy wording. We review your hiring templates, policies and procedures, safety and wellness programs. Then, we analyze your claims to pinpoint problems and identify possible solutions. During the review process, we begin implementing services to decrease claims. Our focus is on client needs, safety, developing a positive culture, and lowering premium costs.Heffernan Walton offers:➡️ The most comprehensive coverage options with the best pricing➡️ Access to specialized programs and alternative risk financing solutions➡️ Loss control➡️ Claims management assistance➡️ Risk Reviews➡️ Access to technology to assist in the insurance arena➡️ And moreSince its founding in 1988, Heffernan has remained employee owned and has grown revenue to over $200 million through primarily organic growth, along with strategic acquisitions.🌟 Heffernan is consistently ranked as one of the nation’s largest independent insurance brokerage firms, as well as named on the insurance industry’s ‘Best Places to Work’ lists.🌟 Heffernan is also known for its commitment to philanthropy. Since 2003, Heffernan has been named a ‘Top Corporate Philanthropist’ and has donated over $22 million to various charities in the communities where we live and work.Want to learn more?Feel free to💻 Visit www.heffwalt.com✉ Email monica@heffwalt.comI invite you to review some of our multimedia below and learn how we can help you.Specialties: Professional Liability Insurance | Commercial Lines | Client Services | Insurance Carriers | Broker

SKILLS AND ABILITIES - Experienced managing large, complex accounts. - Large property, commercial construction, grocery stores, janitorial & landscapers. - Ability to prioritize multiple tasks and work in a fast-paced environment. - Strong organizational and analytical skills. - Exceptional listening and communication skills; achieving client confidence. - Extremely reliable, hardworking and honest; committed to professional excellence. - Proven ability to adapt quickly to a challenge; self-motivated; goal and profit orientated.EXPERIENCENFP, San Jose April 2004 to the Present Account Executive, CIC for Middle Market to Large Accounts - Manage $1M+ of revenue, primarily large construction, property accounts, grocery stores, landscapers and janitorial companies. - Review and analyze client insurance programs, offering coverage recommendations. - Client facing for new and renewal business. - Provide daily client management and support including contract review, premium allocations, risk reviews, policy changes and certificates. - Educate clients on processes and current marketplace. - Establish and maintain relationships with company underwriters. - Work with Account Assistants on endorsement processing, on-line rating, and non-standard certificates. - Prepare account proposals for presentation. Knowledgeable of premium rates and premium comparisons. ability to meet with clients to present new and renewal proposals.EDUCATIONSan Jose State UniversityGraduated June 2003 with a Bachelor’s degree in Business Marketing.INSURANCE EDUCATIONCIC – Certified Insurance Counselors – The National Alliance for Insurance Education CCIP – Certified Construction Insurance Program – Insurance Community University – In ProgressCOMPUTER SOFTWAREProficient in Microsoft Word, Excel, and PowerPoint AMS and TAM/Applied Agency Management Systems