Monique Pace Email & Phone Number

Aberdeen, South Dakota, United States

Analyzed capacity, credit, cash and collateral to determine loan approval, counteroffer or denial of potential borrowers.Assessed financial information to determine borrower's making of future payments.Reviewed and evaluated loan applications and supporting documents.Analyzed loan risk and reviewed loan conditions and requirements.

Summit, New Jersey, United States

Demonstrated competencies in managing clinical trials data, formulating source documents and data collection charts, and Adverse event (AE)/Severe Adverse Event (SAE) reporting to regulatory authority and FDA in accordance with GCP guidelines;Knowledge of study specific regulatory documents and ability to update and maintain study specific Trial Master.Demonstrated understanding of project and corporate SOPs by producing work in compliance with the SOPs.Maintained strict confidentiality to keep personal information and collected data private.Checked electronic data capturing systems for integrity and compliance.Communicated with patients to resolve inquiries, schedule appointments and address billing questions.

Morris Plains, New Jersey, United States

Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines. Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation Assessed financial information to determine borrower's making of future payments Requested additional information and documents from borrower to help determine loan risk

Short Hills, Nj

• Recover stolen merchandise and apprehend shoplifters and other people who commit fraud or other criminalacts against the company• Investigate criminal violations against the person or property of any customer or associate that is committedon company premises• Prepare prompt and complete reports relative to all theft incidents, merchandise recoveries, accidentinvestigations, audits, and other activities as assigned by the Asset Protection Manager.• Works on special assignments, investigations, and surveillance as directed by Store Asset Protection Manager• Responds to alarm conditions at assigned store and perform other duties as necessary.

Mahwah, Nj

• Manage virtual meetings platform set-up, logistics and delivery of online meetings and presentations.• Provide the presenter with support including webcam, head set and audio assistance.• Connect the online participants to the dedicated virtual meeting platform, record audio and/or video.• Provide a post-program summary report.• Report any issues via email, to the virtual meetings project manager within 30 minutes of program completion.• Create and maintain slide decks.

Fairfield, Nj

• Evaluated potential clients’ mortgage loan applications for any investments risk and determined credit decisions. • Researched transactions and accounting issues in regards to financial operations for potentialclients personal and business.• Analyzed loan files to insure compliance with investor’s guidelines. • Performed credit capacity, appraisals, income analysis (schedule C, partnerships etc), assets analysis preceding the granting of a loan.• Applied knowledge of interpreting financial management, policies, and procedures per company guidelines. • Perform fraud investigations with banking partners.

Greater New York City Area

• Analyzed closed loan files to insure documents, reports, records and clients eligibility were in compliance with the Client Selling Guide, DU Guide and negotiation terms as defined by contracts with Client Lender Partners.• Initiated a process to prevent or reduce any potential financial losses. • Successfully identified potential fraud components in transactions and promptly performed dynamics to resolve the practice by using investigative principles. • Promoted to lead contract underwriter to oversee local and remote underwriters for projects.• Respond to daily operational requests submitted to Treasury team.

Jersey City, Nj

• Evaluated mortgage applications and render credit decision for active mortgage files.• Accurately identified client guidelines and "over lays" as well as product and investor guidelines, inaccordance with loan request.• Completed 3rd party audits on closed mortgage files for purchasing clients.• Re-underwrote mortgage loans for adherence to regulatory and investor guidelines at the time of origination.• Identified compliance errors: RESPA, TILA, QM, ATR, REG B, REG Z, High Cost etc.• Re-calculated income, asset, and PMI, utilizing origination documentation, ensuring stability and reasonabilityof income, sourcing of assets used as reserves or for closing.• Keeping abreast to previous and current investor guidelines for a wide array of investors, including reconciling final automated approvals (DU, LP, etc.)• Communicate approvals and denials to the appropriate parties within turn times.

Mount Laurel

• Performed income, credit and assets analysis on conventional loan files submitted within the time frameestablished by departmental management• Performed timely reviews of conditions submitted a well as loan resubmissions.• Actively cooperate and interact with all entities of the client.• Adequately and effectively explained in written and verbal form the decision reached in a manner thatmaintained a positive relationship with all customers.

Bloomfield, Nj

• Reviewed and evaluated information on mortgage loan documents to determine if the buyer, property, and loan conditions met establishment and government standards.• Determined terms and acceptability of risk of prospective business.• Reviewed loan-to-value ratio, credit reports, applications, settlement statements, disclosures, etc., to ensure each loan met secondary market, investor, and company standards.• Recorded loan rejections, specific to investor and institution guidelines and basis for declining application, such as insufficient cash reserves etc.