I developed the compliance led perspective for TBD products that leveraged bitcoin and stablecoins for cross border remittances. In particular I worked on the following initiatives: - Contributed to the compliant design of the tbDEX protocol - a decentralized messaging protocol that exchanges information between two counterparties- Wrote the standards and templates for compliance based Verifiable Credentials including KYC and Sanctions credentials - which can be exchanged over a decentralized network, like tbDEX, for the purpose of building trust between the participants and evidencing compliance controls - Participated in multiple POCs with partners in Africa and Central America to prove out the use case for tbDEX in cross border payments

I oversee the backend infrastructure and technology for the Bitcoin Products at Block including: - Bitcoin Custody - manage the custody compliance program and controls for Block in support of both Treasury and customer deposits of more than 8,000 BTC. This included ensuring controls were in compliance with state and federal regulations for segregation, security, customer withdrawals, etc. - Bitcoin Trading - support the Bitcoin trading and liquidity function to ensure adequate management of and contingency for banking and liquidity partnerships necessary to provide on-account buy/sell of bitcoin to Cash App customers. - Lightning Network - provide compliance oversight for all Lightning initiatives at Block, including routing and origination nodes, exploring LSP services, and developed bespoke intelligence tools to monitor activity on the Lightning Network - BitKey Self Custody - Developed and implemented the compliance program for Block's self-custodial bitcoin wallet - Bitcoin Product - provide cryptocurrency subject mater expertise to all Business Units at Block who were exploring digital assets products as well as participated in conversations with regulatory agencies to provide education about blockchain technology and our bitcoin compliance program at Block

OKCoin offers a global regulated digital asset exchange platform integrated with fiat rails. OKCoin is a subsidiary of OKGroup one of the earliest blockchain companies, established in China in 2013. OKGroup offers a wide range of blockchain and technology services. As the Chief Compliance Officer for OKGroup, I provide compliance oversight and guidance for both regulated and unregulated entities throughout Asia, Europe and the United States and oversee our global compliance program and strategy.

As a member of the Global Compliance leadership team I am responsible for global product compliance at Coinbase working cross-functionally to ensure that our products and services comply with our regulatory obligations and meet the needs of our customers. I have responsibility for onboarding flows (Know Your Customer), sanctions screening, transaction monitoring and product compliance.

HBUS is the exclusive US partner of Huobi Global, the world’s leading digital asset solutions provider. HBUS is based in San Francisco and offers a digital asset marketplace to customers in the US and China. As the Chief Compliance Officer, I oversee our BSA/AML program and lead a team of highly effective compliance professionals. While in this position I have successfully: - Designed and Implemented a comprehensive token review and due diligence process; - Implemented controls and processes and designed a BSA/AML Program for digital assets; - Created a strong culture of compliance across the organization; and - Registered as an MSB with FinCEN and as a licensed money transmitter (MTL) with several US states

I have overall responsibility and oversight for product and regulatory compliance for regulated money movement products across Intuit (Mint and QuickBooks). I lead a team of compliance professionals responsible for licensing and reporting activities, as well as providing management and oversight for state MTL examinations. Additionally, I collaborate with stakeholders across the organization to develop compliance requirements for new payments products and drive the implementation of these requirements across multiple departments including Risk, Accounting, Product and Development.

Responsible for all aspects of Mint product compliance including PCI, state licensing and examinations, AML under the BSA, UDAAP and Privacy. Major accomplishments in this role include the successful implementation of bill pay in Mint compliant with all State and Federal regulations and creating a culture of compliance across Mint.

I establish and sustain strong professional relationships with PwC’s Banking, Asset Management and Fintech clients to ensure seamless execution of engagement deliverables while providing exceptional client service.I design and execute SEC regulatory audit examinations to ensure compliance with Custody Rule 206 of the Investment Advisors Act of 1940; Transfer Agent Exchange Act Rule 17Ad-13 and Annual Broker-Dealer Reporting Rules 17(a), (e) and 17a-5 of the Securities and Exchange Act of 1934.I successfully execute and deliver SOC 1, SOC 2, AT101 and ISAE 3402 service organization controls engagements for Financial Services and Fintech clients, ranging from start-up to Fortune 500 companies.I am personally responsible for the coaching and professional development of my team members at all levels. I create a collaborative team culture by allowing individuals to have autonomy and take ownership, providing support and personal advice and earning the trust and loyalty of my team members.

Successfully managed internal controls and compliance projects, including SSAE16 (SOC 1), AT101 and internal audit reports while maintaining strong relationships with senior stakeholders and ensuring high quality deliverables.Designed, assessed and implemented internal controls and risk management programs for global and domestic Investment and Commercial Banks.

Established Group Sarbanes Oxley operational performance metrics used by the Executive Committee to track and monitor the Bank’s performance against the base requirements for SOX compliance.Executor and owner of the Group Expenses policy including implementation of the first formal policy, and production of data analytics to identify and escalate potential fraudulent activity to Executive Management. Effective relationship manager responsible for direct communication of important messages to the business and coordination between key senior stakeholders throughout the Operational Risk and Finance communities.

Designed and assessed internal controls for several global Investment Banks in London to facilitate SOX readiness and provide consulting advice and compliance related services.Extensive Sarbanes-Oxley Act Section 404 regulatory training and knowledge of requirements for all Securities & Exchange Commission (SEC) registered organizations including subsidiaries of US domestic registrants and foreign private issuers.Proven ability to manage client and firm relationships while applying an extensive knowledge of regulatory requirements to provide tactical solutions to address compliance and risk related issues.

Performed controls optimization while maintaining high quality timely deliverables for multiple SSAE 16 (former SAS70) business process and IT general controls engagements.Experienced in designing and assessing internal controls for several global investment banks to facilitate SOX readiness as well as provide advisory services.