John Moretto Email & Phone Number

Toronto, ON, CA

Toronto, ON, CA

Lead the adjudication of the loan portfolio for Parama by overseeing account managers who are responsible for analyzing and underwriting debt financing solutions for personal and commercial members at Parama. Reporting to the CEO and liaising with other members of the Management Team and Board of Directors, responsible for driving business growth and.

• Anaplans Funds LLC is subsidiary of Emerging Manager Platform (2) - Anaplans Institutional Insured Credit Receivables (EMP2-AIICR) Fund. Anaplans Funds LLC was created to acquire factoring accounts with credit insured.
• Recourse Factoring
• Supply Chain Financing (a Banker Preferred Product)
• Reverse Factoring
• Re-Factoring WHY Anaplans Funds LLC?
• Quick Turnaround- process new accounts in 3-5 days.

Toronto, Ontario, CA

• Assist with executing business plan, goal setting, growth strategy and coaching for the Unit.
• Effectively managed credit and operational risk ensuring decisions made were within TD’s risk management strategy.
• Approved credits within delegated limits and made recommendations on all others.
• Actively involved in ensuring the Unit exceeded the Customer Experience Index by delivering exceptional service at every interaction and structuring creative competitive solutions to meet customer needs.
• Embraced and promoted a positive work environment that supported a diverse workforce and a positive employee experience by providing and asking for coaching and supporting, mentoring and providing guidance for my team.

Toronto, Ontario, CA

Leveraged my long tenure with the Bank including 5 years in Internal Audit to develop my skills in this position. During my training I was posted to three GTA Commercial Banking Centres which contributed to my training by being exposed to a wide variety of commercial credit borrowers.

Toronto, Ontario, CA

• Executed and maintained overall responsibility for completion of assigned audits.
• Successfully directed, oversaw and planned audits to ensure they were executed in accordance with established standards and within prescribed time, budget and scope parameters.
• Obtained satisfactory/compliant Internal Quality Audit Review results on charged audits.
• Contributed to the strategic direction of Audit Division, on the development of audit plans, identification of emerging trends and issues across audits by providing input to the team and/or senior management.
• Interacted and communicated with the client in a manner which contributed to an effective audit process and promoted audit as a valued partner.
• Assisted in credit file reviews for Commercial Continuous audits ensuring timelines for completion were met.

Toronto, Ontario, CA

• Three key responsibilities of this position included standardizing and simplifying processes, identifying revenue enhancement opportunities and solidifying our relationship with Credit Administration Services (CAS).
• Solidified our relationship with CAS by participating in Kaizen Events (Continuous Lean Initiatives) in order to introduce process improvements and standardization which permanently lowered CAS Chargeout to BB (eg. LIP.
• Effectively represented Business Products Group by providing feedback in the selection, design, and implementation stages of the CARMA Sales and Credit Platform. CARMA was rolled out nation wide to our CBCs in 2009.
• Spearheaded the review of Monitoring and Control procedures with a view to eliminating duplication of effort while ensuring risk management was not compromised.
• Strengthened Commercial World expertise resulting in numerous initiatives to improve usability and functionality of system.

Bachelor Of Business Administration (B.B.A.), Accounting And Finance

Education record