Morgan E. Johns Email & Phone Number

United States

Mineola, New York, US

SBA and USDA lending nationwide. I am particularly focused on growing our small loan program with SBA loans of $500,000 or less. Streamlined approvals and processing on small loans for working capital, purchase of equipment, furniture, fixtures, and qualified refinancing.

Fort Lauderdale, Florida, US

• Lead SBA team for LSP (loan service provider) with overall responsibility including processing, packaging, underwriting, closing, and servicing.
• Responsible for coordinating and developing more efficient communication channels internally.
• Primary daily contact for LSP lender clients.
• Developed automated prequalification process increasing efficiencies to scale originations and underwriting. MSOffice based with future integration into proprietary software platform.
• Consulted with lender clients in development of SBA policy documents
• Assist lender clients in loan structure and underwriting.

Lansdale, Pennsylvania, US

Consult and advise franchisors and lenders to efficiently bring needed capital to the market. C Suite contacts nationwide with brands and banks across the spectrum of industries and asset size. Working with lenders to create franchise verticals within specific industries and brands. Assisting lenders with more exclusive and dedicated relationships with.

Wilmington, DE, US

• Direct & Lead Conventional and SBA Small Business Lending Division:
• Development and management of operations group supporting small business lending in a 100+ branch multi-state market.
• Development of centralized underwriting and automated credit scorecard
• Directly responsible for all underwriting, loan servicing, credit policy, loan documentation and portfolio management of $450,000,000 portfolio.
• Manage staff of 21
• Project lead for division implementation of nCino Loan system including Salesforce CRM application

Chester Springs, PA, US

As senior vice president, SBA lending, I managed a team with more than 50 years of combined commercial lending experience and more than 30 years in SBA lending. Lending market covered Pennsylvania, Maryland, Delaware, New Jersey, New York, Virginia, West Virginia and Ohio, providing loans for small businesses to expand, to buy real estate, machinery and.

The founder of Berks Management Group, I consulted with a diverse range of clients including banks, economic development groups and private business owners, assisting in a variety of capacities, including:♦ Placement of small business financing♦ SBA lending♦ Sales management♦ Strategic planning♦ Economic development♦ Franchise financing

In this role, I created and managed the SBA lending unit for this 29-branch organization. I was directly responsible for all business development, underwriting, loan servicing, credit policy, portfolio management and secondary market sales.Our team was ranked in the top 20 in SBA lending in the Philadelphia district. Additionally, we achieved SBA Preferred.

As specialty lending director, I created and managed a multi-state government guaranteed lending unit. Managed a staff of 13, I was directly responsible for management of all business development, underwriting, loan servicing, credit policy, portfolio management and secondary market sales.In 2002 and 2003, we were ranked as one of the top 30 SBA lenders in.

I assisted in the creation and management of a centralized small business lending unit covering eastern Pennsylvania, and was responsible for loan approvals of up to $250,000 from business banking officers and retail branch personnel. I recommended cross-sell opportunities while coaching and mentoring the retail and business banking staff.Additionally.

As a commercial loan officer, I was responsible for the business development, underwriting and portfolio management of business banking loans. I managed a portfolio size of 80 relationships with outstandings of $35 million, and created the government lending group covering SBA7(a), SBA 504, FmHA and state lending programs.