Morgan Todd Email & Phone Number

Manhattan, Kansas, United States

• Process commercial loan applications, loan extensions, and loan modifications as requested by commercial lenders • Process and monitor loan advances and payments as requested by commercial lenders and customers • Prepare draw requests and maintain internal budget tracking spreadsheets for construction loans • Review Exception Reports with commercial lenders weekly and work to collect required monitoring documents to satisfy loan exceptions, contacting customers as necessary • Work with internal departments to ensure loans are compliant with loan policy, necessary approval requirements, and loan programs like SBA and USDA • Responsible for accurate preparation and maintenance of all new, renewed, and/or increases of commercial loans, installments, lines of credit, to comply with regulatory requirements and bank policies • Review loan documents for accuracy prior to signing and funding • Complete transactions at loan funding by crediting correct fee accounts and initiating wire transfers while ensuring balance of transactions • Assist with preparation of loan file memos, reports, comment sheets, and customer correspondence • Direct contact with customers regarding initial loan requests/approvals, inquiries, closings, and gathering requested financial information • Respond to customer inquiries and resolve customer concerns • Assist commercial lenders with coordinating all required documents needed for loan closings with borrowers, attorneys, title companies, insurance companies, and realtors• Facilitate loan closings during commercial lender’s absence• Work with other banks to collect appropriate documentation for participations bought and sold

Manhattan, Ks

• Prepared loan requests in accordance with all bank policies and regulatory requirements • Executed daily loan transactions • Directed customer support and other general administrative duties • Provided assistance to loan officers and borrowers to clear exceptions • Coordinated advances and payments with lead banks in the daily balance of participation loans • Completed initial loan information form for renewals, modifications, and annual reviews • Communicated weekly with four loan officers in regards to their loan pipeline status • Fulfilled customer loan advances and documented advance purposes in data systems • Recording secretary for regional loan committee • Worked with retail staff to open business accounts and discuss cash management options for borrowers

• Met client service objectives by forecasting requirements and initiating corrective actions• Trained Client Relations staff and was available for questions regarding procedures and exceptions• Actively worked Contract until funding process, notated and updated electronic and paper files• Troubleshooted and researched questions from clients• Monitored the status of loan documents, invoices, titles and other required documentation for processing municipal loans• Processed real property, bonds, and third-party contracts by gathering all necessary paperwork and details in order to fund• Worked with Commercial Loan Department to gather necessary documentation to order appraisals and flood certifcates• Used internet banking software to send ACH payments to vendors, brokers, and customers• Worked with Credit and Legal Departments to meet client's needs through contract revisions and alterations• Answered customer service phone line and assisted with any questions about current loans, balances, and payments• Verified equipment satisfaction and payment structure by confirming with the customer• Contributed to a team-oriented environment• Established and maintained effective business and working relations with vendors, brokers, and external clients

Manhattan, Ks

• Performed reviews of all original documents and check for accuracy of all documents, including: contracts, forms, loan rate sheets, etc.• Responsible for setting up all loan funding documents before funding• Worked with Client Relations staff on training and advising of documentation requirements• Reviewed all contracts and customer packages before sending necessary documents to the customer• Forwarded Contract to designated person with initial client service follow up, as well as weekly/bi-monthly follow up• Met client service objectives by forecasting requirements and initiating corrective actions• Actively worked Contract until funding process, notated and updated electronic and paper files• Troubleshot and researched questions from clients• Monitoref the status of loan documents, invoices, titles and other required documentation for processing municipal loans• Created UCCs and the initial Vendor Payable Account record spreadsheet• Used internet banking software to send ACH payments to vendors, brokers, and customers• Recorded short names from wire department into internal data system daily • Performed a weekly audit of data system for correctness before the printing of weekly performance reports• Answered customer service phone line and assisted with any questions about current loans, balances, and payments• Verified equipment satisfaction and payment structure by confirming with the customer• Contributed to a team-oriented environment• Established and maintained effective business and working relations with vendors, brokers, and external clients

Manhattan, Ks

• Assisted with the final review for funding by verifying contracts, checking for accuracy of all documents, forms, fees, rates, etc.• Verified equipment satisfaction and payment structure by confirming with the client• Performed disbursements and closed accounts for Vendor Payable Account/Escrows - completed files and prepared them for scanning• Established and maintained effective business and working relationships with clients, company personnel and management.• Released UCCs to be recorded• Monitored the status of loan documents, invoices, titles and other required documentation for processing municipal loans• Balanced financed transactions

Manhattan, Ks

• Responsible for tracking and processing loan documentation • Monitored the status of loan documents, invoices, titles and other required documentation for processing municipal loans

Junction City, Ks

• Demonstrated strong attention to detail and focus while identifying errors in bank customer transactions• Processed teller and internal documents for posting or cash letter processing by MICR encoding documents and balancing transaction batches.• Prepared items and accounting entries for local, transit, Canadian checks, and TTL cash letters.• Answered inquiries from branch offices regarding proof work• Scanned documents efficiently• Assisted in other item processing functions including statement preparation, bulk file and cycle sorting, and processing of outgoing mail

Junction City, Ks

• Served as crew advisor, trained new staff on threshing and harvesting equipment• Measured test plot data accurately• Processed seeds manually and mechanically• Cared for green house plants• Prepared tissue samples for testing• Organized seed for planting

Bachelor'S Degree, Agriculture - Animal Science

Activities and Societies: KSU IHSA Equestrian Club Team

Environmental Biology

Activities and Societies: LEAD Emporia, Colors of ESU, ESU Leadership Camp

High School

Activities and Societies: Junior Committee (Vice President), Senior Committee (President), Student Council