Morsal K Email & Phone Number

London, England, Gb

Fenchurch Street, London

• Lead first-line assurance activities, ensuring business operations align with bank policies, procedures, and risk appetite framework.• Sole Financial Crime Specialist within the mortgage department, handling daily financial crime queries and providing specialised advice, demonstrating expertise in navigating and resolving complex financial crime queries.• Successfully embedded the Bank's Compliance policies into standard operating procedures, enhancing operational compliance.• Reviewed and processed complex high-risk approval forms for high-risk clients, requiring meticulous EDD and first line sign-o ff, ensuring stringent compliance and risk management.• Conduct periodic reviews on existing clients, completing Enhanced Due Diligence (EDD) to ensure ongoing compliance and identify potential risks.• Developed and delivered face-to-face financial crime (AML, SOW & SOF) training and ongoing workshops, significantly improving staff awareness and competence.• Performing quality assurance checks across development finance, savings, and specialist mortgages, sharing insights in monthly meetings. • Investigating transaction monitoring alerts for early loan settlements, overpayments, and suspicious activities, escalating cases as necessary.• Created and managed improvement plans for areas below standard, sharing best practices to elevate bank-wide performance.• Provided clear, accurate, and insightful reporting on financial crime exposures to internal governance bodies.• Maintained comprehensive KYC/AML due diligence records for new and existing customers, ensuring database accuracy. • Mentor and train team members, equipping them with the necessary skills and tools to fight financial crime.• Served as the business line point of contact with Risk & Compliance.• Participated in bank-wide KYC and AML projects, contributing to broader compliance initiatives.

Woking, England, United Kingdom