Property investment loan structuring specialistDiscover how the right combination of loan product and loan structuring will support your goals now and into the future.

Open Finance is the mortgage broking arm of OpenCorp which is a leading residential property specialist involved in the acquisition, delivery and management of property investments.This role involved managing the lending for property investors with large portfolios to maintain their existing lending and grow their portfolio through additional purchases.

Structuring the home loans of busy people to better match their goals and their lifestyle.Only around 10% of home loans in Australia get refinanced each year.I hope this means the other 90% are being really well looked after by their existing lender but I suspect the chances of that being the case are pretty low.The reality is that way too many people set and forget their home loan.For many of us, home loan repayments are our single biggest expense which also means they are one of the biggest opportunities in our budget to save money.Regularly checking to see if your existing home loan is supporting your goals and is still competitive can often result in big savings.

2IC to the Managing Director Australia this role has responsibility for managing the performance of the operations group in line with annual budgets to ensure business P&L targets are achieved and growth plans can be supported.Morgan Advanced Materials is part of the UK based Morgan Crucible Group which has annual revenues around £1000 million. The Australian facility manufactures the highest performance MgPSZ ceramic products in the world, providing Engineering solutions for high wear and high corrosion applications. Product flows from raw powder processing through, pressing, green machining, firing and grindingAchievements• Implemented cross training and efficiency management programs enabling an 84% reduction in overtime costs, going from OT being more than 5% Cost Of Goods Sold to an average of less than 1% COGS• Completed restructure of Logistics, Customer service, Scheduling and Engineering departments enabling a 28% reduction in overhead labour for this group• Made changes to scheduling system, accountabilities and team structures that generated a 29% reduction in lead time whilst maintain IFOT levels• Coached and mentored multiple underperforming and underutilised staff members to maximise their outputs and modified their roles to better match their talents• Project managed the relocation of manufacturing line out of the USA to Melbourne and the subsequent process improvements required to increase GM to 31%• Provide structures, support and environment where groups are empowered to take on more responsibility, improve processes & tackle challenges themselves• Instigated and drove a long term Culture change program that continues to this day

As part of the executive management team this role had responsibility for management of the production and warehouse groups across all shifts to achieve efficiency, delivery, cost and quality targets whilst fostering a lean manufacturing and continuous improvement culture

This position had total responsibility for operations and site management during Afternoon Shift. Key focus was to ensure throughput, quality, delivery and profitability targets were met whilst continuing to develop the team and business unit as a whole.

This role combined responsibility for Engineering and Production Management of the Analytical Instruments department with Management of the quality system for ISO 9002 certification

Driving Pacers and Trotters at Metropolitan and Country race meetings for various trainers.Over total driving career my record for finishing in the money (first 4) was 41%