Deepak Bansal, Home Loan Strategist Email & Phone Number

Specialties: Providing financing solutions for:- Self-Employed Individuals- New Immigrants (lack of credit history)- Individuals with bruised or challenged creditWith a previous background in Financial Planning, my goal is to provide each client with a mortgage financing solution from a financial planning perspective. It's never just about the getting a mortgage and a great rate, there are numerous other important factors that must be taken into consideration:- What are your short-term and long-term goals?- Depending on your goals and life-plans, the common 5-yr fixed term and 25-year amortization are not always the best options for every client.- How is your credit? My goal is not only to help you with your financing, but also to help you improve your credit with my complimentary personalized Credit Repair Program.- Already own a home? Already have a mortgage? It's important to have an annual Mortgage Check-Up --- life changes and so does the economy, there may be a savings potential out there waiting for you.- What is your monthly budget? Are you happy with your current cashflow? What other debts do you currently have? In many cases, consolidating other debt such as credit cards, line of credits and loans into your mortgage can be a great idea and can save you hundreds if not thousands of dollars in interest over the long-run.Are you a First-Time Buyer? Not sure where to start? I love working with First-Time Buyers and answering the many questions that can arise. I will be sure to take my time and guide you through the entire home buying process to make the process as seamless and stress-free as possible. Buying your first home is definitely something to celebrate and be proud of, leave the worries that come with the financing to me!