Karpos Partners offers a strategic and committed partnership in improving business performance for common good.

In charge of general management of the Moringa Partnership team. In charge of leading the strategy and launching the second investment vehicle : The Moringa Group : To build a European platform leading the market of healthy organic products grown in Africa and support the global food transition.

Head of the Management Committee, in charge of defining and organizing investments (150 M€) in farming operations in Sub Saharian Africa.

Created SGTogo, achieved break-even after one year operation. First subsidiary “succursale” of the SG Group, project completed end-to-end on time and below budget. Acquisition of 100 SME customers in Togo in 3 months (v/s 9 months in the BP).

SGB was created in 2002, making losses until 2013. At the end of 2015, all of the past losses were absorbed, positioning the company from 7th to 3rd place in its market. Opening of 6 new branches (+ 50%) in 12 months. Increase from 225 to 300 employees with an outstanding achievment of social innovation and commitment.Creation of personal relationship with 450 of the most important local economic operators, who later became SGB customers; Priority given to quality of service (availability, responsiveness, pedagogy) and innovation (products, processes, social relations); Direct support of 400 SME clients in a wide variety of projects (industrial, services, trading) that have helped create 20,000 jobs through investments of more than € 350 million ..Balance sheet progression from 225M € to 550M € in 18 months; Revenue doubled in 2 years (increase in general expenses by 28%), amount of doubtful and litigious loans reduced by ¾, creation a dividend distribution capacity, 20 minority shareholders convinced to join us ...Collaborative exchanges with Headquarters (both shareholder and supervisor), daily negotiations with the authorities (regulatory, political, administrative), debt restructuring, debt recovery, management of unfair competition, social policy construction with the staff representatives, setting up of a strategic board (20 local influential personalities).

Manage a team of 70 pers. in charge of strategic planning and performance (Financial, Commercial, Transformation, Risk Profile) management for the CEO's officeCoordinate the 2000 Group Performance Managers and related processes.Approve and follow-up the major IT projects of the Group (budget EUR 3.3 billion )Lead the transversal transformation plan to decrease by 7 % the Group cost baseAllocate scarce resources (equity, liquidity, real estate, HR, costs ...)Drive dialog with Employees Representatives on financial and strategic acquisition matters.Led relationship with external auditors as well as regulators and tax authorities

In charge of analyzing positions, defining strategy, implementing, monitoring, developing independent assessment, valuation, scoring and audit tools.Sponsoring of a 450-pers project to transfer all the positions (from New York, London, Paris and Sydney) to a dedicated external entity in a 6-Month time horizon. Member of the Board of the new entity.Tax, accounting and regulatory optimization. Negotiate with all related regulatory authorities as well as external auditors.Close collaboration with and management of 30 Front Officers, 25 people on support functions, 10 finance officers.Participate to SGCIB Extended Executive Committee

Managed a team of 40 Deputy-CFO's (in Europe, Asia and America) in charge of producing and analyzing NBI, costs and resources allocation throughout all business lines.Participated to the definition of business strategy and organization.Member of SGCIB Extended Executive Committee, member of ACFI Board (Finance Department SGCIB, 1700 pers)

Develop missions to help socially responsible entrepreneurship. 3 Associations in Central Eastern Europe, 6 associations in Africa, 3 associations in Asia. Has established linked with 50+ sister institutions. Established and visited a network of delegates in 60+ countries. Edited a book in 13 languages and distributed it in 75.000 copies (“The Profit of Values”, Paris, 2008).Published 14 articles in scientific journals in 10 countries. Participated as speaker to 23 Conferences in 15 countries. Co-organized a World Congress gathering more than 1500 participants from 37 countries. Gave lectures to students in 7 Business Schools.Duties Included:Recruitment, project and team management / Business development and network enhancement / Fund raisingInformation, visibility, public relations development / Lobbying / Publication and editing / Lecture and teaching

Coordinate SGCIB's offer towards any Financial Institution in Europe. Source potential business. Develop sectorial expertise.Sectorial expertise in Financial Institutions in Europe.+ Economic Capital analysis / technical diagnostic to raise ALM and capital issues.+ Definition and Enginering of tailor-made solutions integrating prudential, regulatory, accounting, tax and competitive constraints.+ Sales support to the customer.+ Seminars / training / CommunicationALM, Market Risks, Capital Management, Debt and Equity Capital Markets, Structured Investments (Interest Rate, Credit, Equity Derivative), Fixed Income, Financial Institutions (Banks, Insurance, Pension Funds), Balance-Sheet Management, Customer relationship, Product Engineering, Economic Capital, Regulatory ratios (Basel 2, Solvency 2), IAS-IFRS, Securitization, tax, lobbying

Assessing and managing structural risks in the banking book for SG, defining rules accros SG Group, defining and charging Fund Transfer Prices accross the retail network, piloting in-house information system redesigning, leading European Banking Association Lobbying against IAS norms, lecturing in international seminars

Analyst, US High Yield Bonds

Head of Market Risk for the Americas