•In the light of the Top Management's objectives, I set, develop and improve the company's strategy, underwriting policy, guidelines and the appropriate methods to achieve the annual target.•Develop and enhance underwriting procedures according to the company needs, market trends and circumstances.•Make sure that the underwriters applying and comply with underwriting guidelines and risk selection standards, in addition to providing an accurate, high quality and speedy… Show more •In the light of the Top Management's objectives, I set, develop and improve the company's strategy, underwriting policy, guidelines and the appropriate methods to achieve the annual target.•Develop and enhance underwriting procedures according to the company needs, market trends and circumstances.•Make sure that the underwriters applying and comply with underwriting guidelines and risk selection standards, in addition to providing an accurate, high quality and speedy service.•Enhance and develop underwriters' skills and help them to gain new experiences.•Prepare Monthly / Quarterly reports which demonstrate the department's performance.•Maintains actively updated in-depth expertise in Property Line and constantly monitors reinsurance market developments and adapt pricing strategies in response to market trends.•Analyze and review the company's portfolio to enhance the quality of accepted risks.•Build and maintain strong relationship with clients and brokers.•Solving any issues and respond on brokers and clients' inquiries.•Receive, review new submissions and renewals then assign the appropriate underwriter for each task.Achievements After joining Royal in 2020, I started to analyze property portfolio for the past 3 years and noticed the following :-1. Figures were declining. • 2017/2018 : EGP 50,123,000• 2018/2019 : EGP 47,232,000• 2019/2020 : EGP 41,777,0002.portfolio concentrates in activities with high risk3.There were some underwriting practices that need to be changed or stopped.So, we started to • Set meeting with underwriting team to understand and analysis our workflow then set new guidelines and strategy. • Set meetings with brokers and working on changing any impression or experience they have been through with the company.• Open new channels to get new business.Increased portfolio figures as follows :-• 2020/2021 : EGP 48,189,000• 2021/2022 : EGP 63,425,000• 2022/2023 : EGP 106,608,000• 2023/2024 : EGP 160,000,000 Show less

• Set the company's objectives, underwriting strategies, guidelines, annual budget and the appropriate methods to achieve them.• Supervising on company branches to ensure that they comply with and follow underwriting guidelines, also, reply to their requests regarding issuing or renewing policies and submitting competitive offers.• Develop and improve underwriting procedures according to the company needs and market trends and circumstances.• Analyze and review the company's… Show more • Set the company's objectives, underwriting strategies, guidelines, annual budget and the appropriate methods to achieve them.• Supervising on company branches to ensure that they comply with and follow underwriting guidelines, also, reply to their requests regarding issuing or renewing policies and submitting competitive offers.• Develop and improve underwriting procedures according to the company needs and market trends and circumstances.• Analyze and review the company's portfolio to enhance the quality of accepted risks.• Build and maintain strong relations with clients and brokers.• Resolve any issues and respond on brokers and clients' inquiries.• Receive, review new submissions and renewals then assign the appropriate underwriter for each task.• Make sure that the underwriters applying and comply with underwriting guidelines and risk selection standards, in addition to providing an accurate, high quality and speedy underwriting service.• Improve and develop underwriters' skills and help them to gain new experiences.• Working on updating insurance policies (such as LM7 – ABI - Fire and Allied perils – Hiscox – Beazely ), adding new covers and extensions to suits the client's needs, then get approval to use them from the regulator to comply with instructions and guidelines. Show less

• Participate with department Manager in setting the underwriting strategies, annual budget, objectives, and the appropriate methods to achieve them.• Supervising on company branches to ensure that they comply with and follow underwriting guidelines, also, reply to their requests regarding issuing or renewing policies and submitting competitive offers. • Managing the insurance on Small and Medium projects, starting from quotation phase until closing the deal. • Build and maintain… Show more • Participate with department Manager in setting the underwriting strategies, annual budget, objectives, and the appropriate methods to achieve them.• Supervising on company branches to ensure that they comply with and follow underwriting guidelines, also, reply to their requests regarding issuing or renewing policies and submitting competitive offers. • Managing the insurance on Small and Medium projects, starting from quotation phase until closing the deal. • Build and maintain strong relations with clients and brokers.• Develop and improve underwriting procedures according to the company needs and market trends and circumstances• Maintaining our current clients by responding to their inquiries and offer new coverage to fit their needs.• Increase the portfolio through attracting new clients by Study clients' needs and requirements then advise them with the appropriate coverage and offer competitive rates, with suitable terms and conditions.• Prepare and present periodical reports show the department results, and compare it with market trend and shares. • Analyze and review the company's portfolio to enhance the quality of accepted risks.• Coordinate with the potential and current clients to survey the location which would be insured.• Review survey report then determines whether to accept the risk or not.• Negotiate with the client to set appropriate rates, terms and conditions then issue the policy or renew.• Contact and follow up with the clients if there are any recommendations mentioned in the survey report to enhance the quality of accepted risk.• Prepare Reinsurance Slip with all required data and coordinate with Reinsurance Dept., if the reinsurance treaty doesn't cover the full risk and we need facultative reinsurance. Show less

• Analyzing the portfolio to determine the trend of consumption for each group. • Prepare monthly report for Paid claims and outstanding claims. • Participate in preparing medical insurance policies / contracts.• Participate in preparing TPA contracts.• Assist the TPA and Reinsure in obtaining further information about the medical history of current and potential clients.• Establishing and developing a system for tracking claims for GIG and the TPA [from receiving claim… Show more • Analyzing the portfolio to determine the trend of consumption for each group. • Prepare monthly report for Paid claims and outstanding claims. • Participate in preparing medical insurance policies / contracts.• Participate in preparing TPA contracts.• Assist the TPA and Reinsure in obtaining further information about the medical history of current and potential clients.• Establishing and developing a system for tracking claims for GIG and the TPA [from receiving claim until refund it].• Monitoring the TPA performance to ensure that it follows GIG and AXA ppph rules in claims processing.• Participate in training new HCS [Healthcare specialist] and brokers.• Reply to insured enquires regarding their policy benefits and coverage limits.• Support and improve our product in the Egyptian market. Show less

•I worked in Motors Claims department.•Review and settle motor claims by:- 1.Reviewing :- *Survey report. *Police report. *Repair cost. 2.Apply policy terms and conditions. 3.Prepare a report for each claim shows the final repairing cost after deductibles.

•I worked for 4 months in Medical insurance department as data entry for medical bills which were received from service providers.