Certified credit analyst and finance expert with over 7 years of corporate banking experience, now embracing the tech world as a co-founder at Motom Oy. At the heart of my career has been the management of relationships with large corporate clients, growing business, and enhancing profits to propel financial institutions to acquire larger market share.My analytical competencies and business instincts are now channeled towards revolutionizing HR through technology. At Motom Oy, we're reshaping recruitment processes by leveraging cutting-edge technology, focusing on efficiency and user-friendliness for both employers and candidates.Key Highlights:-
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Assistant Relationship ManagerNational Bank Of Kuwait Jan 2021 - Aug 2022Cairo, EgyptContinuously produces results while keeping a professional demeanour in highly stressful and fast-paced environments.Leverage Assistant Relationship Manager, with a solid record of achievement in corporate lending. Highly motivated with strong organizational and prioritization abilities. Areas of expertise include credit acumen, sales/marketing, and customer service. Key responsibilities include:- Handling a portfolio with funded facilities exceeding EGP 7Bn in diverse industries such as Food & Beverage, Real Estate, Telecommunications, Automotive, Ceramic, IT, Plastic Manufacturing, and Oil & Gas. - Handling over 40 non-borrowing accounts across various sectors. - Using sound judgment and due diligence in qualifying potential corporate customers and recommending the right financial solutions for them while ensuring customers meet compliance criteria before submitting to centralized credit for approval.- Identifying, assessing, and mitigating lending risk.- Preparing credit memorandums by presenting quality financial analysis and write-ups for annual reviews and memos incorporating all risks strictly adhering to CBE. - Maintaining a high quality of analysis by reviewing the approval rate of cases submitted to the Risk department and ensuring that they comply with the agreed rates and terms. - Growing revenue from existing relationships and acquiring new customers in line with the Bank's risk appetite and policies.- Monitoring and managing existing credit relationships, including credit renewals, reviewing and detailed analysis of current financial statements and collateral valuations, cash flow analysis, managing delinquencies, documentation exceptions, and covenant monitoring.- Following up for timely repayments of interest and principal. - Preparing memos to address clients' needs, raise concerns and send significant updates to management. -
Senior Credit AnalystNational Bank Of Kuwait Apr 2019 - Jan 2021Cairo, Egypt -
Credit AnalystNational Bank Of Kuwait May 2017 - Apr 2019Cairo, Egypt -
Junior Credit AnalystNational Bank Of Kuwait Aug 2015 - May 2017Cairo, Egypt
Mostafa S.Thabet Education Details
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Finance, General
Frequently Asked Questions about Mostafa S.Thabet
What is Mostafa S.Thabet's role at the current company?
Mostafa S.Thabet's current role is Co-founder | Business Development | Assistant Relationship Manager | Large Corporate | Motom | National Bank of Kuwait | Risk Mitigation | Financial Analysis | Due Diligence | Compliance | Credit Analysis.
What schools did Mostafa S.Thabet attend?
Mostafa S.Thabet attended Ain Shams University.
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