• Pioneered the Global Banking Platform, a Cloud Native Core Banking program, starting from scratch in 2020.• Developed the business case, secured a partnership with Thought Machine, and validated the strategy through a proof of concept and a production use case.• Built and led a foundational team of engineers in 2022 to develop the first production use case, "Pay in 4" for Retail Lending Chase US, involving Product Owners, Application Development (APGs), and Infrastructure Engineering.• Relocated to London in 2023 to create the area specializing in Thought Machine Vault.

• Managed all legacy in-house and modern cloud applications in branches supporting the Retail Line of Business.• Oversaw all origination channels across the bank, including online and branch channels.• Led the strategy and development of Salesforce for Marketing, CRM, Sales, and Service across all channels (Contact Center, Branches, Mobile, and Online).

• Led the development of a comprehensive nationwide mobile banking app for Small Business and Consumer segments.• Implemented innovative features such as a Remote-Control concept for instant payment approvals and user management.• Introduced real-time alerts and personalized actions for customer accounts and operations.

• Led the technical strategy and execution for the mobile channel, overseeing user experience, development, deployment, and maintenance of applications.• Managed the BBVA Mobile Banking app, recognized as the Best Mobile Banking App by Money Magazine (2015) and awarded Best in Mobile Banking functionality by Javelin (2013, 2014, 2016).• Directed the development and maintenance of mobile payment applications: BBVA Wallet and BBVA ClearSpend.

• Defined and coordinated a unified mobile banking strategy for BBVA Group across multiple countries.• Developed mobile banking apps, standardizing functionalities while accommodating diverse backends and regulations.• Managed the development of new online banking platforms for BBVA Compass (USA) and BBVA Bancomer (Mexico).• Led the design and launch of NFC payment solutions (BBVA Wallet) with Telefonica and Garanti Bank.

• Led systematic innovation initiatives, coordinating business and technical teams to develop effective solutions for various challenges.• Developed and presented quarterly business plans to the Management Committee and CEO.

• Developed a mobile NFC payment platform, achieving successful contactless POS transactions.• Partnered with Vodafone to create a SIM-based P2P platform for ATM cash withdrawals without bank cards.• Deployed a Bluetooth platform across 300 branches.• Managed HR intranet projects using J2EE, XML, and XSLT.• Led Basel II compliance projects, focusing on exposure categorization and internal credit ratings with COBOL, CICS, and DB2.