An Entrepreneur, Morgan Pile graduated from Stetson University with a Bachelor in Finance as a merit scholar and has over fifteen years of experience consulting in Human Capital and Benefits. Morgan is a Certified Enrollment Specialist, and a Group Benefits Disability Specialist. Focused on being a proactive agent for change, Morgan actively stops fraud, waste, and abuse in healthcare by managing fiduciary risk using innovative, and cutting edge solutions for clients. Morgan has experience working with self funded employers, consultants, associations, municipalities, multi national corporations, international government entities, and healthcare providers. Morgan has been designing, implementing, and managing Domestic, and International Networks, Narrow Networks, PBM Management Reviews, Compliance Reviews, Population Health Management, Regenerative Medicine networks, and Medical Tourism as tools to help take control of rising health care costs. Morgan meets with self funded employers to determine the strategy to address their fiduciary liability, that results in 10 to 30% savings by shifting the fiduciary liability away from the client.He keeps up to date on Fiduciary health plan management, and ACA compliance - especially when building high value networks - where he is considered an expert. He has presented the opportunities that Narrow networks for US employers using Medical Tourism has created, in several conferences all over the world including, the U.S., Korea, El Salvador, Argentina, Guatemala, Colombia, Croatia, Puerto Rico, Spain, Panama, and Costa Rica over the last 8 years. He also is a published author, with articles in Self Insurer, Self-Funded Magazine, and Medical Tourism Magazine. Living in Puerto Rico for 12 years, Morgan is fluent in Spanish and is influential in Latin America. He also is implementing Regenerative Medicine into employers health plans. By changing healthcare, he will save employers millions and help many avoid surgery.