 A banking professional with two decades of experience across diverse facets of Credit Risk Management, Credit underwriting & process (Assessment, Approval, Portfolio management, Stress assets management, Credit monitoring and EWS management) and Relationship Management across Corporate Banking, MSME and SME segments with perfect blend of exposure in Indian & foreign banks and NBFC. Professionally qualified (Chartered Accountant & CAIIB), possess interpersonal, communication and organizational skills with demonstrated abilities in team Management.