Maria Raurell Carulla Email & Phone Number

Barcelona, Ct, Es

Barcelona, Catalonia, Spain

Barcelona, Catalonia, Spain

Barcelona, Catalonia, Spain

- Lead the deal execution process for MCE, from due diligence to disbursement, as well as asset management worldwide and across all product lines. - Ensure a sustainable balance of risk, return and impact within MCE’s portfolio. - Lead the implementation of the risk management framework and tools.- Director of MCE's Barcelona Office (Spain)

Barcelona Area, Spain

Manager of MCE's portfolio in Francophone West Africa, Eastern Europe and Latin America. Investment in social ventures: - Microfinance Institutions (MFIs)- Small Growing Businesses (SGBs) engaged in agriculture value chain, renewable energy, water and sanitation solutions.Director of MCE's office in Barcelona (Spain)

Barcelona Area, Spain

Barcelona, Catalonia, Spain

Active now: - Impact Investing in Action (MBA). Designed and co-leading entire course.- Managing Development in Emerging Countries: Development Finance and Microfinance (MSc)- Social Management in Action: Impact Measurement; Microfinance (BBA)- Management of Social Challenges in Action: Impact Measurement (BBA)

Barcelona Y Alrededores, España

Worked hand in hand with NGOs and social-oriented institutions in Spain and Europe, conducting benchmark studies, impact measurement and management, and trainings on social investment. Some examples of the projects conducted under Stone Soup are:2018 - Benchmark Study on European Banking and Non-Banking Foundations for BBK Foundation in Basque Country, Spain. Team lead. 2018 - Webinar on "microfinance institutions and social ventures, learnings" for ESADE Business School Alumni. Trainer. 2017 - EIB Social Innovation Tournament for social ventures and projects. First round analyst of 350 candidates. 2017 - Webinar on "social ventures and the profile of social investors" for ESADE Business School Alumni. Trainer.

Barcelona Y Alrededores, España

- Developed in coordination with management team strategic plan 2018-2023. - Provided support on company structuring. - Developed internal policies and tools. - Provided support on capital raising efforts - Participated in credit committee as external advisor.

Utrecht Y Alrededores, Países Bajos

Enclude (www.encludesolutions.com) is an advisory firm dedicated to building an inclusive and prosperous global economy. We provide integrated capacity and capital services that help clients and partners design, connect, finance and build solutions that generate sustainable business results and positive social and environmental outcomesMember of the Enclude’s Inclusive Finance practice, which works with banks, microfinance and non-bank financial institutions to increase their efficiency and outreach providing integrated capacity and capital solutions that can meet the needs of greater numbers of un(der)served households and businesses.Implementation of consulting assignments - including project and team management, carrying out technical assignments, producing and/or overseeing the quality of deliverables. Evaluation and review of development programs. Some examples:2018 - EU Small Medium and Micro Enterprise Program, South Africa. Inclusive Finance Non-Key Expert. 2017 - PAMIGA Digital Finance Mid-Term evaluation. Senegal, Benin, Madagascar. Team lead. 2017 - Dutch Embassy in Benin, AgroBusiness Center (ABC) final evaluation. Team Lead. 2017 - Water.org WaterCredit Market Adoption feasibility study. Mexico. Finance Expert. 2017- Dutch Good Growth Fund (DGGF) Entrepreneurial Ecosystem assessment in Francophone West Africa. Benin and Côte d'Ivoire. Inclusive finance expert. 2016 - Water.org WaterCredit Market Assessment feasibility study in Pakistan. Finance Expert. 2015 - IFC G20 Final Evaluation of the SME Winners Challenge Program. Kenya. Inclusive Finance evaluator.[...]Business building - including identifying potential business opportunities, writing technical and financial proposals, case studies, concept notes.

Utrecht Y Alrededores, Países Bajos

Management of the Microfinance portfolio in Caucasus - Georgia, Armenia, Azerbaijan. - Portfolio build-up through identifying feasible loan & investment opportunities, carrying out due diligence visits, negotiation and preparation of investment proposals, - Portfolio management, regular monitoring, compliance with covenants and other internal and central bank’s requirements. Revision Proposals, loan restructuring.- Relationship management with partners and stakeholders, monitoring of the investment, internal and external reporting.- Capacity Building and Social Performance Management implementations.Establish the business strategy for Caucasus region, pipeline and budget planning. Development of new marketing opportunities and networking Capacity Building and Social Performance Management implementations. Representing Oikocredit in the region, in seminars, conferences, and other events.Support other regional staff in portfolio build up, due diligence and monitoring. Interim regional Credit Committee memberContribute to ideas and suggestions to the regional management team on regional strategies, policies and procedures.

Utrecht Y Alrededores, Países Bajos

Project Analysis – financial & social performance analysis and risk assessment, from projects (MFIs, cooperatives, NGOs, agriculture organizations, health and education projects) coming from Eastern Europe, Asia, Latin America and Africa. Weekly presentation of analysis & recommendations to the Credit Committee. Follow up of approved projects, management of revision proposals and loan reschedulings. Responsible of the updating and upgrading of the Electronic Project Template system. Development of production & performance reports to the management team and the regional offices. Overall, supporting the mission of Oikocredit on promoting global justice through socially responsible investments and by empowering disadvantaged people.

Barcelona Y Alrededores, España

Project analysis, optimization of clients’ travel costs: flights, hotels, rent-a-cars, train, and events. Presentation of the results and future action points to the clients.Negotiation of special rates with main hotel chains and airlines for the clients. Development of new Travel Policies. Direct treatment with CEO’s of Consumer Goods Companies like PepsiCo, Unilever, Pirelli. Strong knoweldge regularly updated on the Business Travel and Hospitality Sector.

Ámsterdam Y Alrededores, Países Bajos

Negotiating and displaying advertising material (prints, internet advertising/banners etc…) in different media (mainly on-line media) by sponsoring. Monitoring the production of promotion material like banners, posters, flyers, free cards, gadgets, etc…, with or without the help of external designers for different projects within Fairfood. Designing the promotion material (banners and posters) for different events (Career Forum, Food Convention).Writing news and articles in the Fairfood Spanish Website. Translating English news from English website to Spanish one. Uploading the articles on-line.

Barcelona Y Alrededores, España

Sales Support of El Corte Ingles dept store- second most important client of G-Star in Europe. Also customer service of small-middle fashion store chains. Tasks:Monitoring logistics: anticipating problems, solving issues and proposing new ideas to make the delivery process more efficient (constant contact with the warehouse in Amsterdam and customer in Spain)Coordinating returns and solving other product issues.Provide account manager with the stock/sales/returns reports neededResponsible of giving regular feedback to Amsterdam HQ

Barcelona Y Alrededores, España

Master’S Degree, Business Administration

Activities and Societies: Class Representative from 2003 to 2008

Boulder Mft Program In Turin, Italy, 2012, Microfinance - Management Specialization

Graduate Exchange Program, Business Administration

Sw50 Executive Leadership Program, Organizational Leadership