🔥 "Turning adversity into opportunity, one word at a time" – that's my mantra. I'm Joeziel Joey Vazquez-Davila, the proud founder of Credlocity Business Groups, LLC., Credlocity, and CredlocityIQ. 🚀 Born and bred in the heart of North Philadelphia, I'm a Philly native with a passion for driving change. 🌎 I'm not just a businessman, but a fervent advocate for black and Hispanic rights. A pen in my hand is mightier than a sword, and I've used it to challenge the status quo. I've authored 3 eye-opening reports, delving into the racially biased procedures of credit bureaus. 📚 My work has ruffled some feathers, but it's also made the halls of Congress sit up and take notice. My mission? To shake up the Fair Credit Reporting Act and make it more equitable for minority consumers. 💪 I believe in a world where your credit score should be a reflection of your financial habits, not your ethnicity. So, whether you're here for my activism or my entrepreneurial journey, welcome! Let's challenge the system, build successful businesses, and create a fairer world together! 🤝