• Responsible for approving middle market commercial loans with direct credit exposure of up to $10 million and operating products with credit exposure of up to $10 million• Ensure accurate credit underwriting and compliance with company policies and procedures• Monitor delinquency, loss, and risk ratings of credits within the commercial loan portfolio• Review discounted cash flow enterprise valuations used in the underwriting of leveraged lending borrowers primarily in Bank's Mid-Corporate Banking group

• Managed a large, diverse, and complex credit portfolio of middle market banking customers in commercial, agriculture, real estate, and specialty industries• Worked closely with management, relationship managers, and product partners to originate loans, monitor portfolio risks, and grow strong & long-term relationships with clients• Prepared credit reports and client presentations, requiring thorough quantitative & qualitative analysis and clear conclusions to support requests and recommendations• Coached financial analysts in underwriting and risk management processes, providing constructive feedback on projects and being encouraging of their professional development• Served as interim Relationship Manager for several key relationships with the retirement of a Senior Relationship Manager and transition of a Junior Relationship Manager to another office• Middle Market Banking Early Talent Roundtable Program group stretch assignment 1st place winner and key presenter to Executive Management at the San Francisco, CA headquarters

• Managed customer relationships in Bank’s specialty agribusiness lending office: focused extensively on financial and risk analysis, monitoring and tracking of credit quality, and crafting innovative solutions to meet the needs of customers and prospects• Developed new business for the office by winning new credit relationships and participating in industry trade shows

• Provided credit analysis and presentations, including detailed analysis of financial statements and credit histories to assist in administration of commercial borrowing accounts• Managed portfolio; conducted financial / risk analysis, gained credit approval, closed loans, and managed relationships

• Effectively analyzed and communicated financial results while supporting relationship managers in credit underwriting with the completion of credit reports• Created an industry database in MS Excel for comparative financial analysis of customers and prospects• Graduated from Bank's Risk Management Association (RMA) Credit College Program

• Took responsibility for other cost of sales controlling and the training of a newly-hired manufacturing control officer, while a control coordinator was gone on maternity leave• Created files used to calculate standard cost of sales for vehicles using MS Excel and VBA• Liaised between Nissan Motor's European headquarters and strategic partner, Renault, in the French language, validating and solving any inconsistencies found in shared control files

• Researched and made recommendations regarding the university’s marketing strategy• Implemented advertising campaigns, resulting in an increase of applicants• Personally recruited students into the MSc. of Finance program through my university network

• Attended meetings with Youth Members, organizing frequent community help projects• Represented my city as a speaker at a televised Youth Summit