Michael specialises in corporate structuring, fundraising and regulation and Financial Services with an emphasis on digital innovation. He provides specialist and corporate/commercial advice to the Financial Services Industry including the E-Commerce sector, banks, non-bank financial institutions and insurers.Areas of Expertise:Michael is an Banking, Payments and Financial Services Expert. Michael specialises in Financial Services; Banking, Payments, Insurance Law; Corporations Act and ASIC Act; Trade Practices – Competition Law, Consumer Protection & Restrictive Trade Practices; Uniform Consumer Credit Code; E-Commerce & EFT Code of Practice; Directors and Officers Liability; Privacy; Insurance and Corporate Mergers & Acquisitions; Corporate Insurance and Risk Transfer Arrangements; Prudential and Regulatory Compliance – Financial Services Reform.Along side these, Michael also has experience in:APRA Legislation and Prudential Standards in the Insurance Industry - a broad range of commercial and compliance expertise to advise banks, credit unions, financial service providers and insurers and developing due diligence and monitoring systems including the Privacy Act, EFT Code of Practice and the Credit Union Code of Practice; AFS Licensing; authorization of representatives; product disclosure; FSR Compliance; Developing new financial products and new methods of national and global distribution; Working in the Credit Union Industry; Consumer Credit Law Compliance; Banker/customer relationship; Strategic Alliances in financial services; E Commerce – electronic banking, payment and clearance systems; Local and international agency and broker agreements; Commission and Settlement Agreements.Specialties: Banking and Finance, Capital Raising, Competition and Trade Practices, Corporate and Commercial, Corporate Governance, Corporate Risk, Financial Services, E-Commerce, Health, Insurance, Legislative Advice, Privacy.Listed each year since 2017 in Australia's Best Lawyers for Commercial Law in Sydney - Australian Financial Review.Finalist - Banking and Finance Partner of the Year - Lawyers Weekly Partner of the Year Award 2021