Michael Rosenheck Email & Phone Number

Los Angeles, Ca, Us

Provides banking, investment and trust services to small and middle sized companies, professionals and individuals. Services include commercial, real estate, private banking, and wealth management. RBC assets exceeds $1,430 Bn.* Manage work-out portfolios of distressed commercial, corporate, non-profit, personal, corporate syndicated and real estate loans (including multi-family, residential SFR, office, industrial, construction, health and retail ($200MM+). Portfolio includes legacy and acquired covered assets. NMLS license - #1470350 and RESPA trained.* Restructure assets to amortizing and performing loans, short term modifications, charge-offs, extensions and debt compromises including forbearances, deed-in-lieus, note sales and short sales. * Engage foreclosures (judicial/non-judicial), 363 BK sales, deficiency suits and negotiate settlements across the USA including FDIC loss-share loans. Process includes complex litigation, bankruptcy, cash flow, NPV analyses, loss mitigation and receiverships.* Disciplined background in credit management, administration and special assets to consummate recoveries, settlements and resolution of complex deals and projects.

Irving, Tx, Us

Provides financial advisory, consulting, receiver, portfolio management and asset disposition services to failed banks on behalf of the FDIC (www.fdic.gov). * Managed C & I and real estate loan portfolio ($300 mm+ and 100+ borrowers). Resolved non-performers via settlements, refinance, restructure, liquidation, forbearance and foreclosure to maximize recovery and minimize loss. Loans included commercial real estate, residential, operating businesses, syndications and equipment.* Fraud analysis and structured asset sales (loan pool/securitization). Approved contractor of the FDIC.

Services included placement of debt and equity financing to small and middle-market companies and turnaround consulting.* Provided financial advisory/analysis, loan and working capital raising and management consulting. * Intermediary originating real estate, asset based/cash flow loans and raising equity with third parties.

Providence, Ri, Us

(The Company exited the Business Credit and Commercial Finance Divisions - November 2008)Asset-based working capital financing (A/R, inventory, machinery, equipment and real estate) to middle-market and large companies. Facilities for M &A, LBO’s, recaps, reorganizations, DIP and re-financings.* Originated and underwrote commercial loans across U.S. to manufacturers, distributors and service companies for $5 - $100 MM. Included warehouse term loans, syndications/participations and cross-selling.* Consistent producer with high ratio of initial deposit/proposals. Commitments exceeded $100 MM.

Boston, Massachusetts, Us

Company provides advisory, operating and financial services to companies at times of growth or restructuring. Appraises, acquires, sells, invests and lends against a wide range of assets* Helped open Western U.S. office to develop asset appraisal group (GB Asset Advisors) and cross-selling of disposition, real estate (DJM Realty) and second-lien junior lending groups (GB Merchant Partners). Clients included consultants, equity sponsors, attorneys, CPA’s, lenders and intermediaries. Revenues increased 35% per year.* Produced marketing articles for the firm’s U.S. newsletters and customer communications.

Charlotte, Nc, Us

Direct and syndicated lender of asset-based ABL loans (A/R, inventory, machinery and equipment and real estate) to mid-market and large companies for mergers, acquisitions, LBO’s, recaps, reorganizations, DIP and re-financings. * Originated/underwrote loans in western U.S. using a national network to manufacturers, distributors and service companies. Loans of $5 to $200 million. Cross-selling included foreign exchange, mezzanine funds, cash management, leasing, participations and corporate finance.* A top producer in region and firm. Closed commitments of $100 MM+. Strong closing ratio.

Calabasas, Ca, Us

Asset based lender (ABL) and working capital of $500,000 to $10 MM to diverse industries in USA.* Responsible for sourcing and underwriting direct and syndicated loans to small and mid-market firms. * Consistent top producer in proposals issued and funding.

Former national commercial finance lender of middle market firms with credit facilities up to $75 million.* Managed direct corporate marketing group prospecting clients via direct mail, telemarketing and direct marketing. Managed a staff of 15. Underwrote/sourced direct and syndicated deals. * Top 10% of producers annually. Commitments in excess of $150 million.

M.B.A., Finance And International Finance

B.A., Economics