Analyze information on property values, taxes, zoning, and population growth to determine if properties should be acquired. Negotiate short- and long-term loans to finance renovation and ownership of structures. Solicit and analyze bids from contractors for repairs, renovations, and maintenance. Manage operations, maintenance, administration, and improvement of residential properties. Meet with prospective tenants to explain terms of occupancy. Direct collection of monthly assessments, rental fees, and deposits and payment of insurance premiums, mortgage, taxes, and incurred operating expenses. Prepare detailed budgets and financial reports for each property including escrow. Maintain records of sales and rental income, maintenance, and operating costs. Market vacant homes to prospective buyers/tenants through real estate agents, advertising, or other methods.• Entrepreneur – Establish a limited liability company specializing in real estate investments.• Developed an investment program using Microsoft Office Excel. Program reflects maximum purchase price to obtain a profit, purchase price expensive, average rehab costs, and three different profit margins depending on type of funding acquired.• Acquired two distressed bank owned properties, completed extensive renovations, and re-listed properties for a greater than 15 percent return on investment.

Interview perspective clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, and risk tolerance needed to develop a financial plan. Guide clients in gathering information such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills. Sell financial products such as stocks, bonds, mutual funds, and insurance. Maintain client records, keeping current client plans up-to-date and recruiting new clients on an ongoing basis. Contact clients to determine whether life changes, economic changes, or financial performance indicate a need for plan reassessment. Monitor financial market trends to ensure established plans are effective. Conduct seminars on financial planning topics.• Series 7, and 66 licensed financial professional with one year of success as a financial advisor, broker, and trader. Managed diversified portfolios totaling $1.5 million. • Licensed National Life and Heath Producer. Protected clients' assets with life insurance, long-term care insurance, and long-term disability.• Areas of Expertise - Investment Strategies, Portfolio and Account Maintenance, Financial Trading to include stocks, bonds and mutual funds, Risk Assessment, New Business Development, Client Relations, Wealth Preservation through life insurance, long-term care insurance, and long-term disability.• Managed six-figure diversified portfolios that grew 30% in 16 months.• Performed financial analysis and risk tolerance assessment to both high-net-worth and low-income clients. Then developed an investment strategy to meet clients' specific needs. • Educated clients to make sense of investments: stocks, mutual funds, annuities, fixed-income investments, life insurance, long-term care insurance, and long-term disability.• Provided Full Service Banking, from Certificates of Deposits, Checking, Savings, & Credit cards. Completed over 100 bank transactions including home financing solutions.

Responsible for 2 civilians, 6 permanent staff members, 45 temporary assigned staff members, 600 Sailors and 50 Public Affairs Officers annually attending basic, advanced and Joint-Service course at the Defense Information School on Fort Meade. Responsible for administration, order and discipline, physical readiness, equipment management, department's financial budget, personnel training, and manpower.• Impact personnel and programs daily. Mentor staff members and 600 students annually, resulting in 100 percent Physical Fitness Assessment, 100 percent Retention, 100 percent Master Training Specialist Instructor Qualification.• Developed a program that allowed fleet sailors to occupy rooms at no cost to their commands.• Sermonized Operation Unified Assistances’ media strengths and weaknesses during the 2007 Worldwide Navy Public Affairs / Visual Information Training Symposium. Mentored Public Affair Officers on expediting imagery from forward deployed vessels and remote locations.• Mentored a student-led volunteer work group with an 80 percent participation rate, dedicating 2,380 hours to 26 projects in the greater Washington DC Area.

Responsible for administration, equipment management, department's financial budget, personnel training, and manpower. Served as Officer of the Deck (underway), Beach Guard Officer, and Assistant Command Duty Officer. Directly supervised 30 Enlisted Sailors.• Led the transition of Operation Photo Division and Public Affairs into the Navy’s first fully functioning aircraft carrier Media Department.• Captured and categorized thousands of images and produced DOD News link videos during two deployments. Transmitted images of the 2005 tsunami relief in Indonesia, posting images to the Navy’s website for worldwide release. • Orchestrated Discovery Channel’s Extreme Engineering and the History Channel’s Modern Day Marvel segments documenting underway operations • Satisfied equipment requirements despite extreme budget constraints by acquiring digital cameras and electronic equipment utilizing outside resources.• Solicited bids and established contracts with Taylor and Walsworth Publishing in creating two unique cruise books. The 2006 “Crew’s” book received third place in the Chief of Naval Information’s Merit Awards for large platform vessels.• Diversified ship handler, completing Officer of the Deck (Underway) qualification.