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Denise Silva Email & Phone Number

Credit Analyst @ Santander Consumer USA | Credit Analyst at Santander Consumer USA
Location: Dallas, Texas, United States 7 work roles 2 schools
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Role
Credit Analyst @ Santander Consumer USA | Credit Analyst
Location
Dallas, Texas, United States
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Denise Silva is listed as Credit Analyst @ Santander Consumer USA | Credit Analyst at Santander Consumer USA, a with 3289 employees, based in Dallas, Texas, United States. AeroLeads shows a matched LinkedIn profile for Denise Silva.

Denise Silva previously worked as Credit Analyst at Santander Consumer Usa and Sales Consultant at Bmw Of Arlington. Denise Silva holds Real Estate License from Champions School Of Real Estate.

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Santander Consumer USA

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Profile bio

About Denise Silva

At Santander Consumer USA, my focus is on analyzing credit applications and negotiating structures that enhance our profitability. With over three and a half years of experience, I've honed skills in team building, reporting & analysis, and customer satisfaction, ensuring our loan and lease originations process adheres to both policy and regulation.Previously, as a Finance Manager at IV Auto Sales, I excelled at converting showroom visits into sales and fostering long-term customer relationships. My approach combines in-depth product knowledge with a commitment to understanding client needs, contributing to a track record of meeting and surpassing monthly targets.

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Denise Silva's current company

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Santander Consumer USA
Santander Consumer Usa
Credit Analyst @ Santander Consumer USA | Credit Analyst
dallas, texas, united states
Employees
3289
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7 roles

Denise Silva work experience

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Credit Analyst

Current

Dallas, Texas, United States

Analyzes credit applications based on program and negotiates a structure with thedealer that puts the company in a profitable position.Builds relationships at the dealership level to increase closure rate.Meets monthly application and funding volume goals within assigned portfolio.Accountable for the management of the Consumer Loan and Lease Originationsprocess from application review through funding Ensures adherence to internalpolicy and external regulations.

Dec 2020 - Present

Sales Consultant

Arlington, Texas

Converting showroom visitors into customers by understanding their needs and interests, and matching them to the most appropriate vehicle.Understanding the characteristics, capabilities, and features of all cars, and providing the potential customer with detailed information, including comparing different competitive models.Building a rapport with potential customers to improve the possibility of a sale in the future.Maintaining a customer database and communicating with them.Assisting customers with completing the relevant paperwork required for a successful sale to be processed.Maintaining reporting structures and recording sales and inventory on our CRM software.Collaborating with team members to reach sales targets.Understanding Automotive Lending procedures and processes

Oct 2019 - Dec 2020

General Manager

Iv Auto Sales

Mesquite, Texas

Ensured the profitability of the dealership by overseeing the various departments which include variable operations (sales & financing), fixed operations (service & parts), and the business office (accounting & administration).

Jun 2017 - Oct 2019

Finance Manager

Iv Auto Sales

Mesquite, Texas, United States

Responsible for submitting and approving all outsidefinancing dealsEstablished network of lenders that offered the bestdeal for the customer and highest profit margin forthe dealershipPresent and sell all warranty, gap insurance, andback end productsReview and inspect the paperwork and stipulationsto ensure a timely turn around on fundingMaintain and collect on In-House Financing Portfolio

Jun 2017 - Oct 2019

Internet Sales Manager

Rockwall, Texas

Generate appointments and quotes by means of proactive outbound prospecting and lead activity management in an effort to qualify and market to potential customers.Attract potential clients and retain current clientele by answering product questions received via phone and/or internet.Proficient in CRM. Contribute to high scores for the manufacturer’s customer satisfaction index (CSI)Direct customers to product information resources, including those available on the internetChecked email frequently and respond to inquiries immediately.Responsible for making outbound sold and unsold follow-up calls.Be available to respond to phone AND email inquiries in a professional, well-spoken mannerMeet and exceed goals each monthly and quarter sales goals.

Feb 2017 - Jun 2017

Sales Associate

Mesquite, Texas

• Greet and guide customer as they appear on the lot to proceed into the sales process• Assist customers in finding a vehicle that meets their needs• Assist customers in the completion of their sales applications• Assist management in ensuring the lot is merchandised correctly to maximize sales• Greet and guide customer as they appear on the lot to proceed into the sales process• Assist customers in finding a vehicle that meets their needs• Assist customers in the completion of their sales applications• Assist management in ensuring the lot is merchandised correctly to maximize salesOther duties • Enthusiastic with high energy throughout the sales workday• Meet and exceed customer's expectations• Outgoing with a friendly personality, especially while handling objections• Quality customer service skills• Good sales and/or customer service track record• Possess strong communication skills• Persistent, competitive and have a good work ethic• Focus on the customer’s needs to enhance dealership and personal sales• Computer literate and have basic math skills• Ability to follow company processes

Jan 2016 - Feb 2017

Realtor®

Dallas/Fort Worth Area

Provide guidance and assist sellers and buyers in marketing and purchasing property for the right price under the best termsDetermine clients’ needs and financials abilities to propose solutions that suit themIntermediate negotiation processes, consult clients on market conditions, prices, mortgages, legal requirements and related matters, ensuring a fair and honest dealingPerform comparative market analysis to estimate properties’ valueDisplay and market real property to possible buyersPrepare necessary paperwork (contracts, leases, deeds, closing statements etc)Manage property auctions or exchangesMaintain and update listings of available propertiesCooperate with appraisers, escrow companies, lenders and home inspectorsDevelop networks and cooperate with attorneys, mortgage lenders and contractorsPromote sales through advertisements, open houses and listing servicesRemain knowledgeable about real estate markets and best practices

Oct 2014 - Jan 2016
Team & coworkers

Colleagues at Santander Consumer USA

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2 education records

Denise Silva education

Real Estate License

Champions School Of Real Estate

Activities and Societies: National Association Of Realtors Metrotex Association Of Realtors Young Professional Realtors.

High School Diploma

Mesquite High School
FAQ

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What company does Denise Silva work for?

Denise Silva works for Santander Consumer USA.

What is Denise Silva's role at Santander Consumer USA?

Denise Silva is listed as Credit Analyst @ Santander Consumer USA | Credit Analyst at Santander Consumer USA.

Where is Denise Silva based?

Denise Silva is based in Dallas, Texas, United States while working with Santander Consumer USA.

What companies has Denise Silva worked for?

Denise Silva has worked for Santander Consumer Usa, Bmw Of Arlington, Iv Auto Sales, Southwest Kia, and Dallas City Center Realtors.

Who are Denise Silva's colleagues at Santander Consumer USA?

Denise Silva's colleagues at Santander Consumer USA include Enjoli Britt, Kyle Roberts, Sandra Cruz, Jerad Valcik, and Jaimi Fluker.

How can I contact Denise Silva?

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What schools did Denise Silva attend?

Denise Silva holds Real Estate License from Champions School Of Real Estate.

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