After fifteen+ years experience as an independent insurance agent primarily in the senior products/voluntary benefits sector, I joined NewYorkLife in January 2018. This move broadened my services to include affordable longtermcare/home health care, group short/long term disability, buysell agreements, executive bonus programs, fixed annuities, child life plans, and other high value life policies from this rock-solid bluechip financial giant. After several deaths in my immediate family, I returned to my independent broker/agent status in 2021, where I still offer most all the same products from select, alternate top rated carriers, including but not limited to voluntary supplemental benefits for indiv/families and employee groups, college funding alternatives, senior products like DentalVsionHearing, fixed annuities that really work, Medicare supplements/PDP plans, indiv disability plans, and innovative longtermcare/lifetime income strategies. Please call me to discuss how I can fully analyze your needs and recommend appropriate, affordable solutions.My office address is 1661 International Drive in the Colonnade Building, Suite 205 Memphis TN 38120, at the Transamerica Agency Network office, and my phone there is 901-344-8799. My cell phone is my preferred tool, and is 901-233-5352. My Arkansas license number is 5944853 and I've been continuously licensed in TN, AR, and MS, among others, since the beginning. Other states are easily added.The companies I now represent include my longtime contract with AFLAC, which remains active. I started my 2nd "tour of duty" with the Big Duck in 2010 after 8 yrs in the local education/government arena with the Duck from1995-2003. I have also retained my appointments with a few of the top carriers in the employee or individual life/disability/annuity/senior products slots as well. There are too many creatives, small biz owners/entrepreneurs and various medical professionals out there that don't have a fully underwritten disability plan for themselves, any idea about succession plans for keeping their business alive, and some folks still think they won't need longterm/homehealth care. Uh..yeah.. I can help folks of all ages with those issues too.Let's get started! Give me a call to find out how you can use insurance as a tool to get your finances where you want them to be!