Cindy Zhao, Cfa, Mba, Frm Email & Phone Number

Toronto, On, Ca

As a freelance writer for Pure Luxury Magazine, I specialize in crafting engaging content across a diverse range of topics including cover stories featuring exclusive celebrity interviews, providing readers with unique insights into the lives of prominent figures. Additionally, I excel in writing articles on design, offering perspectives on trends, innovations, and creative inspirations. My travel pieces transport readers to captivating destinations, offering vivid descriptions and practical insights for memorable experiences. Furthermore, I cover events and cultural happenings, delivering comprehensive coverage that captures the essence of each occasion. With a passion for storytelling and a keen eye for detail, I consistently produce compelling content that resonates with readers across various interests and demographics.

Toronto, Ontario, Canada

In my role as a Senior Analyst in Capital Market Risk Management at TD Securities, I worked on maintaining and overseeing rigorous risk controls, involving the implementation and sensitivity analysis of robust processes to monitor risk exposure in fixed-income products and derivatives. Additionally, I worked on complex projects, such as new product launches and curve changes, providing testing requirements and confirming product valuation for various financial instruments. Staying updated on regulatory changes, and collaborating with cross-functional teams to ensure compliance with regulatory requirements is also a crucial aspect of my role. Furthermore, I also worked on optimizing operational processes, identifying improvement opportunities and automating manual procedures to enhance data processing efficiency and accuracy in risk reporting.

Vancouver, Canada Area

As an Associate in Asset Mix at Connor Clark & Lunn Private Capital, my role revolved around managing portfolio risks for high-networth individuals and smaller institutional clients. This involved conducting periodic financial analysis and monitoring to ensure optimal risk management strategies. Additionally, I played a key role in supporting asset allocation decisions by performing in-depth portfolio asset reviews, including company fundamental analysis and macro-economic research, and effectively communicating insights to internal clients. I also contributed to drafting quarterly market performance reports and investment recommendations, conducting impact analyses on portfolio performances, and presenting findings to both Management and Clients. Furthermore, I collaborated closely with Sales Managers to enhance client engagements, assessing high-net-worth clients' needs and risk tolerance, generating investment analysis reports, and providing recommendations on asset allocations.

Vancouver, Canada Area

During my time as an investment sales associate, my responsibilities included the preparation of quarterly financial statements and conducting P&L analysis to ensure accurate reporting of portfolio financial data. I was also involved in developing fund factsheets, offering memoranda, and sales pitches, and performing analyses on risk rating, portfolio valuation, and fund performance in collaboration with internal and external stakeholders. Additionally, I provided support to the Chief Compliance Officer in optimizing business operation procedures, analyzing the regulatory environment, and evaluating risk frameworks to ensure compliance with AML and FINTRAC requirements.

Beijing City, China

During my internship as an Account Payable Accountant with HSBC in Beijing, China, I was entrusted with crucial responsibilities aimed at maintaining financial accuracy and optimizing vendor relations. This included matching and verifying vendor orders and payments, as well as handling reimbursements for employees in the northern China region, ensuring a high level of accuracy throughout. Additionally, I actively engaged in vendor communication, negotiated contract prices to maximize product margin, and efficiently managed the flow of invoices and payments to complete purchases in a timely manner.

Master Of Business Administration - Mba, Financial Risk Management

Activities and Societies: Major: Financial Risk Management Award: Schulich Entrance Award Main courses: Corporate Financial Analysis.

Bachelor Of Commerce - Bcom, Real Estate

Activities and Societies: Awards: Outstanding International Student Award; John D’Eathe Award Main courses: Money and Banking; Real Estate.