- Manage annual planning exercise, synchronize business initiatives with strategy, quantify income contribution, allocate financial & human capital- Lead annual budget process, perform scenario analysis and set up growth plan, aligned with strategic priorities- Manage complete business performance framework, cascade targets, assign KPIs and conduct regular performance assessments - Share periodic business performance reports for Board and Executive management- Lead financial modeling and analysis process to guide management decisions on profitability and business growth - Develop regular financial & non financial performance reports across diverse products, channels, segments and sales force, to drive business - Conduct in-depth market analysis, compare business performance, visualize trend & opportunities for competitive realignment - Carry out feasibility studies, financial forecasting and develop business cases for new initiatives to ensure optimal ROI - Construct and implement effective incentive scheme for sales force, ensures high sales volumes with optimal controls- Lead regular products pricing process to maximize return along with price competitiveness- Review fund transfer pricing for products and comply with prevailing policies- Ensure financial reports compliance with accounting standards / IFRS - Identify and recommend cost control measures to improve efficiencies- Represent business as Secretary of Performance review committee, Secretary of pricing committee, Member of ALCO working group and Member of business management committee

Strategic Planning & Budgeting• Played key role in executing strategic planning process across the bank and produced a comprehensive strategic document by integrating business and support groups plans along with quantification and optimization of profitability and other KPIs• Managed budget process and ensured smooth preparation and submission of the budget along with detailed budget write up, to the management• Devised scenario and sensitivity analysis models to quantify the impact of changing interest rate or other economic circumstances for management decision makingIndustry Analysis• Carried out banking industry analysis and assessed bank’s position among competitors by evaluating various profitability, pricing, efficiency, strength and productivity indicators• Fulfilled responsibility of preparing presentation for CFO based on industry analysis and bank’s performance against peers• Built income, cost and other KPIs metrics of bank vs. competitors for management reviewReporting, Fund Transfer Pricing & Analysis • Managed monthly performance reporting for bank and all of its business & support segments along with comprehensive commentary and business reasons for variations • Took over all responsibility of fund transfer pricing (FTP) mechanism to lay down the performance evaluation process for all products and business segments• Accomplished task of providing in-depth analysis of treasury group’s performance based on cost / yield analysis for all money market and capital market investment, to treasurer• Provided ALCO with Cost and Yield analysis of sources and resources of the bank for their decision making • Prepared monthly expense reports for all cost centers, updated management with regular expense statistics and arranged to implement cost effective strategies down the line• Prepared various notes / disclosures to the financial statements in accordance with IFRS, to comply with statutory requirement

* Preparation of business and capital expenditure budget along with budget write up and variance reports. * Preparation and submission of monthly performance reports to management. * Branch and product profitability analysis. * Preparation of KPIs