Muhammad Ayoub Email and Phone Number

- Oversee the implementation and monitoring of Internal Control over Financial Reporting (ICFR).- Ensure compliance with financial regulations and improve financial reporting accuracy.- Collaborate with cross-functional teams to strengthen internal financial controls.

- Assist in carrying out necessary due diligence of transactions and projects.- Prepare credit proposals covering transaction details, industry analysis, risk analysis, financialanalysis etc.;- Assist in preparation of term sheets, information memorandums & teasers.- Assisted in structuring and executing investment strategies and deals.- Conducted financial analysis and market research to support investment decisions.

- Conducted comprehensive audits of financial operations and compliance with regulations.- Identified and addressed potential risks, improving internal controls.

- Assisted in planning and executing audit engagements, ensuring compliance with auditing standards.- Evaluated clients' internal controls and identified areas for improvement.- Prepared detailed audit reports and presented findings to senior management.- Collaborated with clients to address audit issues and implement recommended changes. - Developed a strong understanding of clients' business processes and financial systems.I gained experience in assurance and related services with various customers.Major Projects includes •JS Bank Limited (AJK Region) Audit •CHS Audit •B2B Audit