• Functional role is managing business portfolio of South Region involved in maintaining and exercising control over respective portfolio as well as buildup new Assets and deepening of existing relationships;• Overseeing preparation of credit proposals by RMs / ARMs which entailed limit structuring, financial analysis and analysis of various risks faced by the business and industry. • Maintaining and exercising control over allotted portfolio to ensure that services to customers are… Show more • Functional role is managing business portfolio of South Region involved in maintaining and exercising control over respective portfolio as well as buildup new Assets and deepening of existing relationships;• Overseeing preparation of credit proposals by RMs / ARMs which entailed limit structuring, financial analysis and analysis of various risks faced by the business and industry. • Maintaining and exercising control over allotted portfolio to ensure that services to customers are of the highest standard.• Maintaining strong internal communication with various units to ensure teamwork and fulfillment to common objective as well as delegation of responsibilities and targets to subordinates;• Delivering assigned region targets with good weighted average IRR; • Review and approved CDDs (KYC) of customers; • Review Certificate of Investment deals, uploaded by SCBPL distribution team and approved CDDs before concurrence for investment ;• Looking after portfolio of consumer leases, being booked through Employer assurance model. • Prepare Business strategy of the Region and get it approved from Head of Marketing & CEO; • Regular Client call of prospective and existing portfolio; • Keep tight control on different post disbursement activities & timely closure of documents deferrals, follow up on collection account, renewal of insurance policy, asset inspection etc;• Conduct weekly meeting with the department;• Frequent one to one meeting with every team member for immediate feedback on the progress, achievements, shortcomings etc;• Permanent Member of MANCO, ALCO, Country Operational Risk Committee, Credit Approval Committee, Early Alert & Portfolio Management Committee; Show less

• Financial Services Marketing (Leasing, short term & long term loans, Bank Guarantees, COI, Mutual Funds) to Corporate / Middle Market clients. • Prepare Credit Approval Memorandum pack with detailed Industry analysis, peer review, financial analysis and future outlook of the sector & recommend it for review and approval for Credit Control unit; • Liaison with Corporate Finance, other Banks & Financial institutions for participation in syndicate financing facilities arrangements.•… Show more • Financial Services Marketing (Leasing, short term & long term loans, Bank Guarantees, COI, Mutual Funds) to Corporate / Middle Market clients. • Prepare Credit Approval Memorandum pack with detailed Industry analysis, peer review, financial analysis and future outlook of the sector & recommend it for review and approval for Credit Control unit; • Liaison with Corporate Finance, other Banks & Financial institutions for participation in syndicate financing facilities arrangements.• Maintain Existing portfolio of assigned Customers.• Follow up with Credit Risk Control. (CRC) for preparation of Legal documentation, and pro actively follow up end to end process till disbursement; • Monitor maturities and pre-matured termination of transactions;• Arrange Physical inspection of property, plant & Equipments of proposed assets & property.• Regularly visit to existing customers, prospective borrowers and suppliers of assets for extending business relationship.• Close coordination with the Recovery / Collection team for timely recovery lease rentals Show less

Joined as Deputy Manager – Corporate Finance and promoted Manager – Corporate Finance in 2004, responsible for; • Team Leader - Supervise Credit & Marketing team;• Financial Services Marketing (leasing, term finance and bill discounting) to corporate clients. • Make Financial, Credit & Risk Evaluation and prepare cases for approvals. • Maintain Existing portfolio of assigned Customers.• Monitor collection accounts, looking after maturities and pre-matured termination of… Show more Joined as Deputy Manager – Corporate Finance and promoted Manager – Corporate Finance in 2004, responsible for; • Team Leader - Supervise Credit & Marketing team;• Financial Services Marketing (leasing, term finance and bill discounting) to corporate clients. • Make Financial, Credit & Risk Evaluation and prepare cases for approvals. • Maintain Existing portfolio of assigned Customers.• Monitor collection accounts, looking after maturities and pre-matured termination of cases.• Supervision of lease document preparation and co-ordinate with operation and treasury department for disbursement of leases.• Arrange Physical inspection of collateral, leased assets.• Regularly visit to existing customers, prospective borrowers and suppliers of assets for business relationship.• Show less

• Financial Services Marketing Specially to Micro entrepreneurs, SME's, Individual and Auto financing customers. • Assessment of Credit & Risk Evaluation of the proposal recommend to Credit Committee, where average lease size is PKR 300,000.• Supervise four members team; take daily and weekly reporting, put-up their cases in Credit Committee.• Direct Report to Head of Operations.• Supervision of new Trainees.