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I have done my job as MSME loan officer at Khushhali Micro Finance Bank. It was totally belong to retail department of the bank. It was a target base job. Targets were given to me on monthly basis, that’s achieved by me. My main responsibilities were to search the target market and get the client. After getting the client, I screened the client like his business place, his age as per our bank criteria, his ECIB report, etc. Then I appraised its business like its income statement, Balance sheet and cash flow. After the appraised I put documents of the client to my supervisor, who reviewed my presentation, that’s is credit committee. After the approval of loan I started documentation and then forward it to my supervisor and loan disbursed. After disbursing the loan our new responsibility starts to recover the loan from the client.

Worked as internee in MCB for 6 weeks, in which I learnt about the documentation of account opening, what were the necessary documents for account opening, what was the stamping process on accounting form etc. Further, I also learnt that, how filled the Cheque, filled the deposit slip, Scanning the documents, what was CBC and S.V and why it was necessary. What were the main responsibilities of the all staff in the bank? How the documents were uploaded at UNISONS, and how the discrepancies were solved if any.