To Manage/Grow trade facilities for (SME) Business Banking portfolio.Preparation of Credit Proposals /Credit Applications (CAs)/Post Sanction Memos etc of new and existing Trade & Working Capital Facilities for (SME) Business Banking Clients. Perform complete Financial Analysis, Bank statements analysis, Market trends & risks, Structural and Management risk analysis etc. along with Risk Mitigations by proposing appropriate Guarantees, Collaterals, Securities, Terms & Conditions,… Show more To Manage/Grow trade facilities for (SME) Business Banking portfolio.Preparation of Credit Proposals /Credit Applications (CAs)/Post Sanction Memos etc of new and existing Trade & Working Capital Facilities for (SME) Business Banking Clients. Perform complete Financial Analysis, Bank statements analysis, Market trends & risks, Structural and Management risk analysis etc. along with Risk Mitigations by proposing appropriate Guarantees, Collaterals, Securities, Terms & Conditions, Pricing, Financial & Non-Financial Covenants, Property mortgage, assignment of Insurances etc. Show less

•Arrange de-dupe checks including Central Bank Risk Bureau (CBRB), GDR, emcredit/embounce and other internal checks in order to analyze client’s credibility.•Pre-screen all the relevant documents including Balance Sheets, Bank Statements, other bank facility letters, Debtor/Creditor/Stock Ageing reports and KYC documents etc to understand the business module and to measure exact TWC requirements of the client in order to offer/propose/structure TWC products which best suits the clients… Show more •Arrange de-dupe checks including Central Bank Risk Bureau (CBRB), GDR, emcredit/embounce and other internal checks in order to analyze client’s credibility.•Pre-screen all the relevant documents including Balance Sheets, Bank Statements, other bank facility letters, Debtor/Creditor/Stock Ageing reports and KYC documents etc to understand the business module and to measure exact TWC requirements of the client in order to offer/propose/structure TWC products which best suits the clients requirement, while making sure that all documents are arranged/provided as per bank’s policy.•Close coordination with clients for arrangement of required/missing documents and information for completion of new/review files.•Routine Follow-up, Visits and Contact with clients for optimum utilization of the assigned portfolio and the newly approved clients.•Close coordination with clients and internal departments i.e. Central Processing Department, Trade Finance department, Treasury, Cash management and other internal departments for quick processing of the routine transactions.•Coordination with Credit department for approvals of proposed facilities/Post Sanction Memos. •Liaise/coordinate with Client and CAD for post approval documentation and timely disbursal/ set-up of the approved limits. •Arranges to open new CASA account for potential and existing asset clients along with the booking/renewal of FD etc.•Accounts maintenance and post induction matters including Customer Services, online banking applications, IT applications, LC applications, Goods Murabaha (Trust Receipt) applications etc.•Maintains Credit Files, documents and MIS’s/Reports i.e. utilization, monitoring, pipeline, overdue etc with the support of assigned Assistant Relationship Manager.•Professional expertise in bank’s IT applications/systems including CCP, Moody’s Risk Analyst, Oracle’s Business Object, Citrix etc. Show less

Receive, Review and Check all the transaction and customer documents related to various finances including proper approvals, sound calculations, sharia compliance and their overall consistency with their relative product parameters.Process and execute finance transactions after proper checking. Make payment via various channels e.g. bank to bank transfers via SWIFT, manual posting, automated payments.Handling and resolving complaints and inquiries from other departments… Show more Receive, Review and Check all the transaction and customer documents related to various finances including proper approvals, sound calculations, sharia compliance and their overall consistency with their relative product parameters.Process and execute finance transactions after proper checking. Make payment via various channels e.g. bank to bank transfers via SWIFT, manual posting, automated payments.Handling and resolving complaints and inquiries from other departments in bank e.g. Corporate Department, Sharia, IT & Legal Department. Efficiently process all progress payment related to Real Estate Finance within agreed turnaround time Show less

Focused on selling Easy (Ready Cash) to customer from target market list.Preparation of FOL and Availment sheets for LG / LC and ensuring that the new limit approved is within the designated limit assigned for the customer. Created the needs and awareness of products and features to the new customer’s relationship in the market by offering Balance Transfer facility as well as maintained the existing customers.Build strong relationships within and outside the… Show more Focused on selling Easy (Ready Cash) to customer from target market list.Preparation of FOL and Availment sheets for LG / LC and ensuring that the new limit approved is within the designated limit assigned for the customer. Created the needs and awareness of products and features to the new customer’s relationship in the market by offering Balance Transfer facility as well as maintained the existing customers.Build strong relationships within and outside the company.Introduced new customers through professional sales & cold callsFrequently achieved assigned monthly targets in order to contribute to the sales volumes.Developed new markets and customers within the assigned territory.Provided quality customer service to ensure customer satisfaction and retentionProvided market intelligence to superiors on a regular basis for use in formulating strategies and plans.Developed a strong database of customers by having good relations in the industryEstablished internal communication & reporting procedures.Contributed significantly as a team player for better productivity & achievement of the team towards yearly target. Show less