 Managed outstanding receivables of more than 100 million, ensuring compliance withcollection procedures across a customer database of over 7000 clients from which having 2,000 active accounts in each month. Managed a diverse portfolio of UAE-based and export clients, including major markets like Saudi Arabia, Oman, Qatar, Bahrain, Australia, USA & Lebanon. Covering GCC, Levant, and ROW (Rest of the World) regions. Managed customer accounts through Letters of Credit… Show more  Managed outstanding receivables of more than 100 million, ensuring compliance withcollection procedures across a customer database of over 7000 clients from which having 2,000 active accounts in each month. Managed a diverse portfolio of UAE-based and export clients, including major markets like Saudi Arabia, Oman, Qatar, Bahrain, Australia, USA & Lebanon. Covering GCC, Levant, and ROW (Rest of the World) regions. Managed customer accounts through Letters of Credit (L/C), Cash Against Original Documents (direct and through bank) and assured credit insurance for open overdue customers to mitigate financial risk. Regularly implemented and reviewed credit control procedures and policies to maintain their effectiveness and relevance. Regularly analyzing the current processes and trying to automate them to enhance efficiency and achieve better results with less hours of manpower. Developing & Up-dation of Customer Account Opening Forms, Credit Limit Increase requests, Letter for non-having TRN etc. to fulfil legal requirements & audit purposes. Prepared MIS reports for accounts receivable (AR) aging reports for analysis to identify critical areas for risk minimization & Prepared Days Sales Outstanding (DSO) metrics. Ensuring comprehensive risk assessments to evaluate the creditworthiness of new and existing customers and arranging for credit insurance when necessary. Organized and led monthly meetings with senior management and key team membersto review aging reports and address collection issues to resolve on priority for mitigation risk of default. Estimated and provisioned bad debts in accordance with company policy & IFRS9 (ECL–Expected Credit Loss). Prepared and communicated rolling collection forecasts and targets to management for effective cash flow planning. Oversaw & monitor daily accounting tasks to SAP ERP system, including processing of receipts, invoicing, credit notes, debit notes, sales returns, monthly JVs. Show less

 Supervise the seamless execution of overall receivables of AED 13.00 million, ensuring strict compliance of company’s collection procedures for client base of over 1,700 customers, including 1,000 active local and export clients in every month. Collaborated with the Head of Finance to develop and implement effective credit policies. Reviewed existing internal controls, Credit Policy on regular intervals and implemented new controls & SOPs for continuous improvement… Show more  Supervise the seamless execution of overall receivables of AED 13.00 million, ensuring strict compliance of company’s collection procedures for client base of over 1,700 customers, including 1,000 active local and export clients in every month. Collaborated with the Head of Finance to develop and implement effective credit policies. Reviewed existing internal controls, Credit Policy on regular intervals and implemented new controls & SOPs for continuous improvement and enhance the company's competitiveness. Conducted risk assessments to determine the creditworthiness of new and existing customers, assigning appropriate credit limits and payment terms. Regular Coordination with the sales team to recover overdue payments on time for improved cash flow & to mitigate risk of default customers. Prepared rebates, discounts, and credit-debit notes as per agreements & preparation of monthly required JVs for ensuring accurate recognition to finalize customer accounts & to ensure proper entries in GLOBAL BAKE (ERP). Managed a diverse portfolio of UAE-based customers including of key clients like Carrefour, Lulu, Costa Coffee, Tim Horton, Spinneys and export clients including major markets like Saudi Arabia, Oman, Qatar etc.  Developing & Up-dation of Customer Account Opening Forms, Credit Limit Increase requests to fulfil legal requirements & audit purposes. Prepared MIS, accounts receivable (AR) aging reports for analysis to identify critical areas for risk minimization and developed Days Sales Outstanding (DSO) metrics to have focus & controls intact. Prepared and communicated rolling collection forecasts and targets to management for effective cash flow planning. Prepared payroll (WPS) and managed online salary transfers. Generated payroll analysis reports, including headcount reconciliation, gross salary reconciliation, and attendance verification. Show less

 Oversaw the seamless execution of outstanding AED 20 million, ensuring strict compliance according to approved procedures for a customer base of over 3,000, including 1,200 active local and export clients. Maintained and finalized accounts for salesmen and showrooms on monthly basis. Prepared AR Ageing reports, Discounts Analysis, Return breakdown & Doubtful Debts provision. Managed daily accounting tasks and transactions, including receipts, invoicing, credit… Show more  Oversaw the seamless execution of outstanding AED 20 million, ensuring strict compliance according to approved procedures for a customer base of over 3,000, including 1,200 active local and export clients. Maintained and finalized accounts for salesmen and showrooms on monthly basis. Prepared AR Ageing reports, Discounts Analysis, Return breakdown & Doubtful Debts provision. Managed daily accounting tasks and transactions, including receipts, invoicing, credit notes, debit notes, and sales returns, ensuring accurate bookkeeping by team members in ORACLE based ERP system. Resolved internal and external queries related to outstanding invoices & ensuredpayments on time as per agreed payment terms. Conducted risk assessments to evaluate the creditworthiness of new and existing customers, assigning appropriate credit limits and payment terms. Projected monthly cash inflows and regularly updated top management on progress towards financial targets. Show less

Preparation of financial statements, Balance Sheet & P&L.• Posting of Cash, JV, JVR, JVP transactions on daily basis.• Reconciliation of Main and Sub ledgers and finalization of accounts.• MIS reports & Monthly Salesmen and Sales staff Commissions.• Monthly Sales, expenses, payroll for Depots (Company outlets).