Strategy, System Management, Business Process Management & Risk Control SpecialistWith nearly 17+ years of experience in banking, I specialize in risk management & control, debt portfolio strategies, system management, and utilizing data analytics capabilities for effective decision making to enhance risk & debt management capabilities. Holding a graduate degree in Commerce, I excel at driving digitization and operational excellence, consistently delivering results.Core Competencies:Debt Management Strategies: Expertise in crafting and deploying strategies that reduce delinquencies and improve portfolio performance. Proven success in implementing and optimizing risk management frameworks.System Management & Digitization: Led standardization and deployment of CACS systems, driving automation and process efficiency. Strong background in decision system handling, system implementation & integration and administration with a focus on enhancing productivity, automation and digitization.Risk Management & Control and Data Analytics: Utilize advanced data analytics to inform risk strategies and support decision making. Committed to continuous process improvement and the application of best practices.Stakeholder Engagement & Communication: Skilled in translating complex technical information for diverse audiences, leading cross-functional meetings and aligning stakeholders with strategic goals.Analytical: Expertise in managing data and automating MIS reports, conducting risk analysis and providing strategic risk advice.Key Achievements:Managed the end-to-end integration of collections during the landmark merger between SABB and Alawwal in the Kingdom. Oversaw all phases, including LD1, CD1 & post-CD1 activities, ensuring seamless integration and operational continuity.Spearheaded the implementation of multiple systems which includes CACS, Cyber Financial, CWX, TRIAD, C400, Dialler and many others, leading to significant enhancements in efficiency and risk management. Pioneered automation initiatives that boosted productivity and streamlined processes across multiple regions.Successfully reduced delinquencies through innovative debt collection strategies, with a proven track record of improving key performance metrics.