- Support the design of the architecture of the payment gateway- Developed and designed the payment processor for closed eco system managing the virtual accounts and transfers in between them with the capability to connect open banking to transfer money from closed eco system to outside world.- Identify high-level system requirements and design individual components and services- Ensuring that the technical infrastructure complies with all applicable laws and regulations- Design, develop, and implement complex fintech software systems- Lead a team of software engineers and other technical staff to develop and implement new systems- Representing the technical team to senior management and other stakeholders- Coordinate and help to implement systems with emphasis on quality, high-performance and security- Create technical documentation as necessary- Integrated with multiple Card payment processors in the payment gateway (Cybersource, MPGS, Checkout, Flutterwave, Pay.com, Axcess, Transactworld, AletaPlanet, UnionPay).- Integrated and developed the crypto payment processor to support crypto currencies. crypto processor like triple-io, netcents and blockchain service provider blockcypher, btcpay server for the lightening node .

o Oversee Seamless Integration Initiatives: Manage the end-to-end integration process for various technical implementations including Payment API, SDK, and Web SDK.o Swift Issue Resolution: Act as the primary point of contact for troubleshooting and resolving integration issues reported by clients, ensuring timely and efficient solutions.o System Alignment: Ensure the seamless integration and compatibility of MAF Payment services with various client systems, fostering a cohesive operational environment.o Strategic Partnership Development: Build and maintain strategic relationships with key client stakeholders and executives, ensuring alignment of integration goals with client needs.o Comprehensive Training: Conduct detailed training sessions on new feature releases for both internal teams and external clients, ensuring full understanding and adoption.o Application Availability Updates: Take responsibility for communicating application availability and updates to relevant internal and external teams, ensuring everyone is informed.o Collaborative Coordination: Work closely with a variety of technical personnel, including engineers and product managers, to ensure smooth integration processes and client satisfaction.o Client Requirement Communication: Effectively relay client requirements and feedback to the product manager, ensuring that client needs are consistently addressed, and updates are communicated.o Client Ticket Management: Manage client tickets diligently, adhering to predefined Key Performance Indicators (KPIs) for timely resolution, while also generating periodic review reports to track performance and issues.

1. Seamless Integration with China Union Pay: I have integrated China Union Pay APIs for online seamless payments. This Integration use to collect payment from Union Pay Card Holder.2. Seamless Integration with BNPL (Buy now Pay later) system Tabby: I have integrated BNPL system as payment method. We have added this as feature for merchant who wants to provide BNPL service to its customers. (Tools & Technologies used: JAVA, Hibernate, Spring Boot, MySQL DB, Web services [SOAP and REST], tomcat, Nginx, Linux, Azure Cloud, Azure DevOps Pipeline)3. Seamless Integration with Network International (NI) as Payment Aggregator: I have integrated NI direct APIs for online seamless payments as Payment Aggregator or Payment Facilitator. These APIs used to process Mastercard and VISA schemes card online payments from acquiring side. Implemented Create, Capture and Refund Order APIs. (Tools & Technologies used: JAVA, Hibernate, Spring Boot, MySQL DB, Web services [SOAP and REST], tomcat, Nginx, Linux, Azure Cloud, Azure DevOps Pipeline)4. Upgradation EMV 3D Secure 2.0 from 3DS 1.0 CyberSource (VISA): I have upgraded 3DS 2.0 from 1.0 via Implementing Cardinal Cruise Direct Connection API Payer Authentication, there are 5 steps for 3DS 2.0. Step 1: Payer Authentication Setup Service, Step 2: Device Data Collection Iframe, Step 3: Payer Authentication Check Enrollment Service, Step 4: Step-Up Iframe, Step 5: Payer Authentication Validation Service. Implemented Successful Frictionless Authentication. (Tools & Technologies used: JAVA, Hibernate, Spring Boot, HTML, JavaScript, Java servlet pages, MySQL DB, Web services [SOAP and REST], tomcat, Nginx, Linux, Azure Cloud, Azure DevOps Pipeline)5. Seamless Integration with CyberSource (VISA) as Payment Aggregator [CBD]: I have Implemented Cardinal Cruise Direct Connection API Payer Authentication for payment aggregator. it included customization to pass information of sub merchant details and payment aggregator details.

Deployed as Technical Consultant in Bank of Bahrain and Kuwait to implementing technological solutions to solve business problems, creating a schedule for analysis, implementation and testing of technology and working with in-house technical teams to ensure consistency of use and Diagnosing IT system problems. Also serve as Technical Lead on implementation team and Senior Integration Developer for financial middleware Rendezvous. Leverage technical expertise to deliver quality consultation to clients, overseeing full project lifecycle from concept through execution and testing.outsourced by Avanza solutionsProjects:- BBK (Bank of Bahrain and Kuwait), Bahrain, Apple Pay InApp Provisioning Encryption At Middleware- BBK (Bank of Bahrain and Kuwait), Bahrain, Fraud System [Safe Net] Integration with Middleware- BBK (Bank of Bahrain and Kuwait), Bahrain, OnUs Cheque clearing system Integration with Middleware- BBK (Bank of Bahrain and Kuwait), Bahrain, eKYC (Benefit) System Integration with MiddlewareNote: For Project detail Description please refer the LinkedIn Profile Project section

Promoted to Technical Consultant in recognition of strong contributions and quality client relations, serve as Technical Lead on implementation team and Senior Integration Developer for financial middleware Rendezvous. Leverage technical expertise to deliver quality consultation to clients, overseeing full project lifecycle from concept through execution and testing.  Delivered complex project within tight deadlines without major incidents after deployment and low bug count.  Directed all aspects of project, directed requirements gathering, assigned workflow, and sought input from internal teams, coordinated with external vendors and with SQA team for SIT and UAT. Developed the complex flows of transactions like Fund Transfer [Local and International], Card Payments and POS transactions, Online utility Payments which are coming from different channels like IB/MB, WPS, CCDM, ICCS and Merchant sites.outsourced by Avanza solutionsProjects:- Noor Bank, UAE, MB/IB [Retail and SME] Banking Integration with Middleware- Noor Bank, UAE, eWallet Etisalat Integration with Middleware- Noor Bank, UAE, CCDM Integration with Middleware- Noor Bank, UAE, SAP HR Module Integration with Middleware - Noor Bank, UAE, Loyalty System Integration with Middleware- Noor Bank, UAE, ICCS [Inward Cheque Clearing System] Integration with Middleware- Noor Bank, UAE, CRM Integration with MiddlewareNote: For Project detail Description please refer the LinkedIn Profile Project section.

Developed financial transactions on multiple channels aligned with banking client requirements, incorporating knowledge of E-banking and transaction flows and generating different types of banking statement like MT940 Statement and SWIFT Advice Message.Project:- Noor Bank, UAE, MB/IB [Retail and SME] Banking Integration with Middleware- Noor Bank, UAE, eWallet Etisalat Integration with Middleware- Noor Bank, UAE, CCDM Integration with Middleware

Spearheaded multiple projects, demonstrating ability to take initiative and lead teams to deliver projects of diverse scope and complexity. Leveraged abilities in organizational, conceptual, and logical problem solving when providing technical and consultative support to external customers and identifying business needs. Made extensive use of VC++, C#, and JAVA for project success.Projects:- Noor Bank, UAE, MB/IB [Retail and SME] Banking Integration with Middleware- Noor Bank, UAE, eWallet Etisalat Integration with Middleware- Noor Bank, UAE, CCDM Integration with Middleware- Noor Bank, UAE, Noor Trade (BBU) App Integration with Middleware- Noor Bank, UAE, Instant Transactional Account Opening App Integration with MiddlewareNote: For Project detail Description please refer the LinkedIn Profile Project section.

Spearheaded multiple projects, demonstrating ability to take initiative and lead teams to deliver projects of diverse scope and complexity. Leveraged abilities in organizational, conceptual, and logical problem solving when providing technical and consultative support to external customers and identifying business needs. Made extensive use of VC++, C#, and JAVA for project success.- SUMMIT BANK, Pakistan, Sindh-Summit Bank Merger- SUMMIT BANK, Pakistan, Middleware Integration with Falcon Pay App- SUMMIT BANK, Pakistan, Middleware Integration with Mobile App- FINCA BANK, Pakistan, Middleware Integration with Easy Paisa Note: For Project detail Description please refer the LinkedIn Profile Project section.

Served on Product Design and Development team, managing existing products and adding multilingual support features across all products. Directed all aspects of complex projects from requirements gathering, analysis, design, development, testing, implementation, and maintaining products and applications (Tools & Technologies used: VC++,C, File System mini filter Driver, Web Services [SOAP], windows Services, MFC, Wind32 APIs, HtmLayout [HTML UI Rendering Engine], On the fly Encryption, Eldos Library ) Incorporated multilingual support to Folder Lock product designed to password protect files, folders, and drives, immediately encrypt files and back up in real time, shred files and drives, and clear history, all in VC++.  Designed and developed Cloud Secure desktop app from scratch using file system mini filter driver to provide process-based protection at the system level, locking Dropbox and Google Drive, allowing synching while locked, developing UI in HTML and rendered in C++.

Developed and conducted bug fixing on multiple desktop-based applications in C# and web based applications in Asp.net. Improved usability by training users and providing strong support to clients throughout processes while adhering to industry best practice standards for coding and development.  Interacted effectively with clients during requirements gathering to gain clear understanding of desired project outcomes, worked on site during qualification, configuration, and repair.