With over 26 years in the dynamic world of multinational banking, I bring a wealth of experience in trade finance, compliance, Commercial Remitences & regulatory reporting. Currently, I serve as the AVP I Liaising State of bank of Pakistan at JS Bank Ltd, where I lead strategic initiatives to ensure regulatory compliance and optimize commercial remittances & trade services.My career journey has been marked by significant milestones at Deutsche Bank AG and Citibank NA. At Deutsche Bank, I rose from a contractual role to Assistant Vice President and Deputy Head of Trade Operations, a testament to my dedication and expertise. I was honored with multiple awards, including the prestigious RARE Award for Recognizing and Rewarding Excellence.At JS Bank, I spearhead compliance initiatives, Ensuring on-going compliance, manage SBP audit observations as per Regulatory Guidelines, Reviewing : Trade Services Bank Guarantees, Import Advance Payments, Shipping Guarantees, Export Loans under FE-25 Scheme, Finance Against Trust Receipt (FATR), Export Direct Collection, Export Collection of DA cases, Weboc EFE - Issuance, Transfers, Cancellation, Certification, Export Proceeds of over three days ) Export Advance Payments (EAP) – Utilized/ Unutilized, JS Bank Standard Operating Procedures with regard to Trade Services n. My role demands a keen eye for detail, strong analytical skills, and the ability to navigate complex regulatory landscapes. I thrive on challenges and am driven by a passion for continuous improvement and excellence.My academic background includes a Bachelor of Commerce from Karachi University, complemented by a myriad of professional certifications in trade services, compliance, and management. I am adept at developing IT-supported solutions, conducting in-house audits, and coordinating with financial institutions to ensure seamless operations.I am not just a trade finance specialist; I am a strategic leader, a compliance expert, commercial remittances and a proactive problem-solver. My journey is defined by a relentless pursuit of excellence, a commitment to integrity, and a passion for innovation. I am excited about leveraging my skills and experience to drive growth and success in my organization.