My main responsibilities includes: • Reviewing Quarterly (10Q) and Annual Financial Statements (10K) and ensuring that it complies with the US GAAP ( Generally Accepted Accounting Principles ) as well as the SEC Regulations.• Assessing Capital Adequacy of the Group and stand-alone companies using Stochastic BCAR, S&P, BSCR, NAIC RBC and internal models.• Designing, advising and implementing strategies for better allocation to the business segments and optimization of Company’s Capital structure.• Leading the Global business planning and forecasting processes. This including designing and reviewing the mathematical models used as well as the underlying assumptions.• Utilizing the Company’s own experience, industry experience and data from Economic Scenario Generators (ESG) to assess and reduce risk and identify potential opportunities.• Reviewing the models and assumption used in the Valuation work of the business segments and Assessment of Goodwill impairment.• Reconciling the loss data to the sources and aggregating that data into Loss triangles for meaningful analysis of the losses incurred and payout trends by Line of Business and Accident years for the SEC and US Statutory Reporting.• Preparing of presentations for clients, shareholders, regulators, bankers & rating agencies. • Key person for the Maiden Group for Complex Technical Accounting matters under the US GAAP framework and SEC regulations. • Formulating and designing controls to reduce operational risks.• Member of the ERM Committee and actively work with the Chief Risk Officer.• Actively worked in the design and implementation of the new general ledger system for the Company and ensuring that records are maintained in a manner that can produce reports under multiple accounting frameworks as well as robust management reporting packages.

I joined Maiden Holdings, Ltd as an Assistant Financial Controller in July 2008 and was promoted as Group Financial Controller in October 2009. My main responsibilities includes: • Preparing and reviewing Quarterly (10Q) and Annual Financial Statements (10K) and ensuring that it complies with the US GAAP as well as the SEC Regulations.• Developing and maintaining controls at Process level as well as at Entity level including compliance with the SOX requirements.• Reviewing various other SEC and NASDAQ submissions including Financial portion of Prospectus, Dividend Notification, 8K(Announcement of major events) etc.• Reviewing Investments portfolio for other-than-temporary impairments in accordance with the US GAAP and Company’s accounting policies.• Reviewing investment manager’s performance and ensuring compliance of the Investment guidelines.• Reviewing reinsurance contracts for Risk Transfers and preparing related accounting memos.• Reviewing Underwriting Reports and agreeing it to the underlying cession statements and loss runs. • Reviewing reserves together with the actuarial report and ensuring that it is within the range suggested by the internal and external actuaries.• Evaluating Premium Deficiency in a manner consistent with the company’s manner of acquiring and measuring the performance of contracts. • Assessing the accounting and reporting impact on the US GAAP reporting of the insurance contracts that have been initially assessed under IFRS 4.• Assessing and analyzing the financial condition and operating results by use of analytical procedures and discussion with senior management. • Researching and preparing accounting memos on accounting issues.

I have primarily worked in the Audit department of the Firm. For a certain period, I also worked in the Enterprise Risk Services (ERS) department of the firm. I was primarily engaged in providing services to SEC clients and captives in the insurance/reinsurance sector.My main responsibilities included: • Building relationships with significant service providers and entities served by us.• Preparing and reviewing the overall audit plan, determining the expected scope and conduct of the audit in accordance with the Generally Accepted Auditing Standards and US GAAP / IFRS.• Reviewing SOX-404 testing at Entity level as well as at process level from both internal and external audit perspectives.• Providing internal and external training on traditional reinsurance, alternate risk transfer programmes, investment cycle, assessing the impact of the credit crisis on companies, statutory accounting etc.• Updating my clients on the pottential impact of the new accounting pronouncements and recent market developments.• Advised my Canadian GAAP clients on the pottential impact on adoption of IFRS.• Preparation of budgets, negotiating fees, billing and managing working capital of my portfolio of clients.• Serving as a counselor for a group of audit seniors and trainees which involves developing and instilling strong auditing and time management skills.

I have worked as an Audit Senior in the Audit & Business Advisory and Corporate Financial practices of the Firm. Reporting to the Partners/Senior Manager, I was engaged in providing services to multinationals and other limited liability companies operating in the trading and manufacturing sectors.My main responsibilities included: • looking after all aspects of audits from planning through to reporting, • conducting audits in accordance with International Standards on Auditing; • Preparation of the financial statements in accordance with the International Financial Reporting Standards (IFRS) as well as local accounting standards• Assessment of the reasonableness of the Cash Flows and the determination of the Discount Rate for valuations made under discounted cash flow methods; and• Preparation of Proposals for Prospective External Audits and Valuation Assignments.

I have worked as an Audit Trainee in Audit & Assurance practices of the Firm. Reporting to the Manager, I was primarily engaged in providing services to clients in the financial services sector.