A senior resource with over 10 years of diversified banking experience with a proven track record of success within Home Remittance, Transaction Banking, Cash Management, Payment services and systems, sales and development, Home Finance / Mortgage & Business Finance at major leading International and Local organizations. I started my career as a Relationship officer at NIB Bank in 2009. Afterward, I was given an opportunity to work as a support analyst and collection officer in the same bank as well. After gaining multiple experiences in a bank I was hired as a Relationship officer in DUBAI ISLAMIC BANK in HOME FINANCE / MORTGAGE AND BUSINESS FINANCE. After having vast experience in home finance/mortgage I was hired as a TEAM MANAGER in BURJ BANK in HOME FINANCE / MORTGAGE AND BUSINESS FINANCE. Being fortunate and blessed that I had an opportunity to work in an International banking sector, I joined BANK ALJAZIRA as Marketing Specialist and Customer Service Representative in SAUDI ARABIA, looking after multiple projects such as HOME REMITTANCE, MONEYGRAM, INTERNATIONAL MONEY EXPRESS (IME), CUSTOMER SERVICES, MARKETING OF NEW PRODUCTS OF BANK etc. after over 10 years of experience in Banking in Pakistan as well as internationally, I am focusing on having new experiences in Banking.Therefore, I intend to build a career with a leading organization with commitment, dedication & planning which will help create an atmosphere for potentiality, efficiency, and elevation of my career and my individual growth. I am pursuing a highly challenging and creative career with a Bank, where I can apply my existing knowledge and creativity, acquire new skills and contribute it effectively to the organization.
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OwnerMuslim Rajput Enterprises Jan 2019 - Sep 2023Karāchi, Sindh, PakistanMuslim Rajput Enterprises is a Property Management Company, Deals with Real Estate / Construction / Consultant /Home Renovation. -
Marketing Specialist And Customer Service RepresentativeBank Aljazira بنك الجزيرة May 2015 - Nov 2018Al-Riyadh Governorate, Saudi ArabiaHome Remittance and Money Gram RESPONSIBILITIES: • Providing a wide briefing about the products to customer on their remittance• Opening & updating accounts for Fawri customers by banking software SYMEX• Associated with IME International Money Express which is an International remittance service.• Associated with MoneyGram International Money Transfer Services • Associated with UBL, HBL and different banks from Pakistan for remittance• Adding & amending beneficiary details• Marketing & promotions of new products for Fawri on behalf of Bank AlJazira• Identifying & solving problems of remittance• Amendments & Queries & Refunds through T24• Western Union Amendments and refunds• Preparation of computerized customer details every day more than 100.• Maintained all corresponding email daily basis• Responsible for all matters of customer various statement. -
Sales Team ManagerBurj Bank Limited Mar 2014 - Feb 2015PakistanHome Finance / Mortgage & Business FinanceBurj Bank Home Finance Department • Promoting sales for Home Finance.• Promoting sales for Business Finance.• Promoting sales for Renovation of Home.• Completion of Documentation.• Logging application for Credit Review.• Resolving discrepancies (if any) in applications submitted for Credit Review & Approval.•Communication of Approval to the customer. -
Relationship OfficerDubai Islamic Bank Dec 2012 - Feb 2014PakistanHome Finance / Mortgage & Business FinanceDubai Islamic Bank Home Finance Department (DIBPL)* Promoting sales for Home Finance.* Promoting sales for Business Finance.* Promoting sales for Renovation of Home.* Completion of Documentation.* Logging application for Credit Review.* Resolving discrepancies (if any) in applications submitted for Credit Review & Approval.* Communication of Approval to the customer. -
Sales ManagerLaptop Zone Feb 2011 - Nov 2012Karachi Obtaining demand for laptops and mobiles from market, whole sellers & retailers. Trading laptops from Importers & selling to whole sellers & retailers in market. Trading mobiles from Importers & selling to whole sellers & retailers in market. -
Collections SupervisorNib Bank Limited (Merged Into Mcb Bank Ltd) May 2010 - Jan 2011PakistanCalling customers for submission of installment on daily basisCollection of installment / recovery from loan customers (wherever necessary)Updation of delinquency MIS and onward submission on daily basis to supervisor for accounts with updates on collection status (Pending & Completed)Successful achievement of targets given by Manager Collections -
Branch Support Credit Analyst (Secured & Unsecured) Nib BankNib Bank Limited (Merged Into Mcb Bank Ltd) Jan 2010 - May 2010PakistanData entry of loan applicant on FinnOne – Loan Origination SystemTo confirm financial credibility of applicantCalculating customer debt burden & ensure applicant is within acceptable debut burden.Check eCIB of customer with respect to policy check pertaining to customer delinquency in other loans.Arrange credit meeting with customer and afterwards meeting the customer with Senior Analyst and analyze customer background and business details.Assisting senior analyst in reviewing casesReview rejected cases. -
Relationship OfficerNib Bank Limited (Merged Into Mcb Bank Ltd) Mar 2009 - Jan 2010PakistanEnsure Pre screening and booking of all loan applications.Ensure contested Booking as per criteria and within TATHighlighting & discussing issues / discrepancies.Ensure strict vigilance and booking of all loan applications.Close monitoring of portfolio caps.Preparation of MIS for the logged and booked cases & submitting to my Manager
Muhammad Noman Education Details
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Economics -
Model College MirpurkhasI. Com -
Dar-Ul-Uloom Al QasmiaScience
Frequently Asked Questions about Muhammad Noman
What is Muhammad Noman's role at the current company?
Muhammad Noman's current role is Construction | Consultancy | Home Renovation | Home Remittance | Transaction Banking | Cash Management | Payment Services & Systems | Sales, and Development.
What schools did Muhammad Noman attend?
Muhammad Noman attended University Of Sindh, Model College Mirpurkhas, Dar-Ul-Uloom Al Qasmia.
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