As an Operation Manager, responsible for smooth branch operation, monitoring & supervision. Ensure all employees provide the best in class customer service.1. Check transactions as per guidelines. Ensure all business transactions are in compliance with regulatory requirements.2. To check outstanding of different GL accounts in the Balance Sheets, Suspense account, Sundry deposit account etc. on a regular basis in collaboration with the FCD In-charge.3. Cash management & act as joint custodian of vault keys.4. Branch maintenance i.e. cleanliness, floor management, branch security, IT security etc.5. To act as the Branch Anti Money Laundering & Compliance Officer (BAMLCO). Ensure internal control & compliance in the Branch.6. Cost optimization for the Branch. Ensure the vouchers / instruments are passed, signed by the authorized officers within their respective limit.7. To ensure timely submission of Statements and Returns to Head Office, Bangladesh Bank and other competent authorities.8. Ensure employee productivity and engagement by delegating job responsibilities to achieve best outcome in due time.9. Coordinate & follow up Credit proposals, Documentation, Trade operation, CRM, business and ensure compliance.10. Holding the charge of Branch in absence branch Manager.11. Provide mentorship to members of the operations team by observing their daily activities and assisting them in solving complicated issues arising from errors in operations.12. Assist in branch budget preparation & lead the team to achieve the same.13. Deposit & business marketing.14. Any other responsibilities assigned by Management from time to time.

Overall monitoring & supervision of branch credit department. Details below.1. Acquire new business to achieve branch business target & profitability. Also maintain relationship with the existing clients & enhance business by providing best quality service.2. Analyze & review credit applications based on bank's lending guideline, client's financial statement, management efficiency, collateral coverage, repayment capacity, market conditions, credit worthiness & visiting client's business etc.3. Assessment & justification of client's requirement, financial strength, working capital & cash flow analysis, debt service capacity analysis, Risk analysis & mitigating factors of investment, NPV, IRR, collateral security analysis, transaction record & account performance analysis, business & market analysis etc.4. Prepare credit proposal, FSS, CRG, ICRR & other supporting documents and follow up for timely approval.5. Ensure documentation, valuation of the property, legal vetting, execution of mortgage, pari-passu, loan disbursement as per sanction letter.6. Monitor & follow-up of credit portfolio- Corporate, SME & Retail.7. Ensure compliance with internal policies and external regulatory requirements (Bangladesh Bank).8. Regularly visit the customer/business, ensure maximum utilization,recovery of the loan, review classified loans, formulate and implement action plan / recovery strategy in line with Bank's policy.9. Ensure timely submission of statement to Head Office & Bangladesh Bank.10. Ensure best in-class customer service and service delivery.11. Motivating staff and creating a positive environment that fosters acceptance and tolerance where all employees share their ideas and work hard to exceed their set goals.12. Identifying team development requirements and arranging coaching and training so that they can contribute more to the bank13. Any other job assigned by the management as & when required.

1. Identify prospective borrowers.2. Review the Borrower's application, purpose of the facility sought, business experience and nature of business.3. Assessing credit worthiness of the clients through Financial Statement Analysis, CRG Techniques, security & collateral available, present & future business prospects. 4. Selection of good loans, Project Visit, Project evaluation.5. Preparation of Credit Appraisal & recommend for loan approval.6. Arrange loan documentation, monitoring & recovery.7. Monitor & follow-up of credit portfolio Corporate & SME8. Promote and sell of financial products to the existing and potential client.9. Enhancing banks business through hunting new deposit & loan customer.10. Any other work / responsibility as and when assi

SPO & IN-CHARGE OF FOREIGN TRADE ( January 1, 2016 - 31 March, 2017Overall monitoring & supervision of branch import, export & foreign remittance activities. Details below.1. Monitoring the daily foreign trade activities of the branch.2. Supervising the activities of the branch trade staffs.3. Ensuring the relevant controls, policies, and procedures are in place in all applicable areas4. To ensure proper compliance and good relationship with Bangladesh Bank and other regulators5. Ensure best in-class customer service and service delivery6. Motivating staff and creating a positive environment that fosters acceptance and tolerance where all employees share their ideas and work hard to exceed their set goals.7. Identifying team development requirements and arranging coaching and training so that they can contribute more to the bank8. Creating strong morale and team spirit through frequent reinforcement, shared activities and on-going communication9. Deposit & business marketing.

1. LC advising (both foreign and local)2. Documents checking and making presentation for proceeds(FDBC,LDBC)3. Corresponding with different parties in home &abroad (Bangladesh Bank, Head office, other local & foreign banks)4. Realize the proceed to the clients account,5. FBP/IBP; negotiation of documents6. Recovery of Bills purchased7. Preparation of different statements & ensure accurate & timely submission8. EXP issue, process it and reporting to Bangladesh bank (Duplicate/triplicate)9. Cash Assistance matters & ERQ account handling.10. Arrange to Issue different certificates (PRC, TAX & Others)11. Ensure best customer service.12. All the other related manual activities such as,Ø Transfer LC verification,Ø Following up the different affairs in respect of Timely submission of EXP & timely proceed realization,Ø Maintaining different register i.e FDBC,LDBC,IBP,FBP,Ø Arrange buying house commission,Ø support import/back to back department as & when requiredØ Sending proposal to HO seeking Bill purchase approvalTime to Time responsibilities from the Management

1. Opening of Documentary Credit2. Documentation of opened Documentary Credit.3. Document Scrutiny.4. Discrepancy identification and giving Notice to Presenter.5. Payment against Import Document.6. Financing to the Importer(TR/BLC).7. Issuing of Shipping Guarantee8. IMP reporting9. Other import related tasks.

1. Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term Prospects of the individual or company.2. Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.3. Provides thorough documentation of all financial analysis work via spreadsheets and written credit offering memorandums.4. Suggests a loan grade after conducting a thorough credit analysis and documentation review.5. Coordinates specific work tasks within department in order to insure the smooth and efficient flow of information.6. Provides assigned reports.7. Performs annual reviews of loan relationships.8. Time to Time responsibilities from the Management

1. Receive Deposit and Payment Cash to the customers after verifying Cheque.2. Receiving Utility Bills, Credit Card payments.3. Customer assessment and account open for new customer after verification of customer details.4. Recognition of Money laundering activities and reporting accordingly to the authority (CTR/STR).5. Payment of Remittance to the customer after verifying their application.6. Preparation of Branch Budget for next year.7. Reconciliation the day to day transaction of every department.8. FDR/Pay Order Issue.9. Cash loading in ATM.10. Head Office rotation for orientation with all the divisions and departments to acquaint the HO operations procedure for one month.Time to Time responsibilities from the Management.

01. Recording transactions.02. Financial planning of new projects & subsequently monitoring its progress of execution as per the plan.03. Cash flow analysis.04. Perform Feasibility study for new project.05. Preparing proposal for working capital & project finance as well as process to arrange it.06. Arrange bank guarantee07. Day to day corresponding with different local & foreign parties08. Administrative activities09. Time to Time responsibilities from the Management.

01. Conducting Market research02. Sales promotion activities.03. Preparing project proposal.