Almost 21 Years of Experience in Banking Sector, Managing as Cluster Central North with 5 Regions, 18 Districts & 245 Branches .Also Managing Central North Consumer business with 4 RSM, with their team and branches.Standard Chartered Bank Pakistan, Jan 2012 – Jun 2014Regional Recovery Manager – Mortgages & SME – Central RegionManaged Central Region’s Recovery unit with a book size of around PKR 5.0 Billion. Managed team of 8 Recovery RM’s.Standard Chartered Bank Pakistan, Jul 2011 – Dec 2011Regional Collection Manager – Mortgages & SME – Central RegionManaged team of 7 Collection Managers and 50 COs across central region.Standard Chartered Bank Pakistan, Jan 2008 – Jun 2011Regional Recovery Head – Unsecured - CentralManaged Central Region’s Recovery unit with a book size of around PKR 7.6 Billion and account base of over 100K. moreover managed Un-secured litigation unit for central of PKR volume 424 MM. Managed team of 10 recovery managers, 1 litigation manager with 88 recovery officers across central region.Standard Chartered Bank Pakistan, Sep 2004 – Dec 2007Regional Sales Head (Central) – Auto Loan also Managed 3 RSM, sales team, dealers and Compliance.Rewarded as Best of the Best award for 2005 in Auto Sales, Best Sales Manager Dealers award for 2006 in auto Sales and Also being Rewarded as Best Regional Manager Award in 2007.Muslim Commercial Bank, Jul 2003 – Sep 2004Relationship Manager – MCB Car 4 UCITI Bank N.A May 2002 – July 2003Relationship OfficerStandard Chartered Bank Pakistan, Jun 2000 – Apr 2002Group Leader – Auto Loan.Accreditation and Certification UBL- Fair Treatment of Customers, AML, Operation Risk Management, Bribery – Trained the Trainers. Certificate of “Right Partner” in Recovery Unit from CEO and Last quarter Country Top 2000 at SCB. Certificate from CEO serving for 10 years and Best SM Dealers award for 2006 at SCB.