Supervising Karachi Office “Corporate Finance Division” and responsible for the following:• Promote Saudi Pak as a strong financial institution• Enhance and diversify sound portfolio for various modes of financing• Promote investment in the industrial projects with high value addition involving technology transfer and extension of timely financial assistance to the projects experiencing difficulties• Evaluate the project feasibility by way of detailed Project / Credit Appraisal of the project• Assure compliance of Internal and Regulatory guidelines• Collaborate with “Credit Administration Division” in Monitoring of Recovery, Site Visit, Rescheduling / Restructuring, etc. • Supervise Karachi office operations in absence of Head Karachi Office

I Joined as Manager Credit & Marketing with the objective of enhancement of business activity at Karachi level. I during my job tenor have been given an opportunity to set up the Consumer Leasing Department and Auto Lease Department. I also got the opportunity to organize and supervise the Credit Administration Department. I was re-designated to Assistant Vice President Corporate & Consumer Lease and subsequently in July 2004 promoted to Vice President Corporate & SME Leasing, with the broaden responsibility of supervising Corporate & SME Department at country level. In April 2007 I was again re-designated to Vice President Corporate Finance and lastly was responsible for the following:• Supervision of the Corporate Finance Department of the company• Managing Lending Portfolio• Managing Arrangements and Advisory Services.• Managing Financial / Credit Analysis• Managing Risk Management and Credit Administration • Managing Research and Development• Managing New business DevelopmentAdditional Responsibilities• Represented Crescent Leasing Corporation Ltd. on the Board of Directors of: Universal Leasing Corporation Limited, Pakistan Safeway Mutual Fund Limited, Pakistan• Member Audit Committee in Universal Leasing Corporation Limited, Pakistan

Previously I worked as Manager in the General Product Leasing Department of National Development Leasing Corporation Limited. The core business of GPL department was Small and Medium size lease financing. The job responsibilities include:• Business Development• Credit Appraisals• Site visits• Monitoring Recoveries • Lease documentation • Post insurance services• Client support services

I worked with Natover Lease as an Assistant Manager - Leasing. I during my stay with Natover Lease have been involved in number of divergent special assignments relating to financing. The mainstream business of the company was to lease out vehicles on operating lease. During the job tenor I was involved in identifying the clients’ needs, preparation of lease proposal, handling post disbursement activities and maintain proficient client servicing.