M Fadhil Ibrahim Email & Phone Number

Indonesia

- Led the yearly retail financing roadmap with all stakeholders, ensuring that product development and enhancement aligned with company objectives and goals. Monitored the performance of retail financing products and initiated strategic initiatives to enhance product performance.- Led ideation sessions, design sprints, market and product research, and product requirement & iteration to drive innovation and meet customer needs. Acted as a squad lead from the PM side, collaborating closely with Engineers to ensure smooth development in agile methodologies and achieved 100% project completion on time- Successfully built and created the first digital sharia MVP products, including Time Deposit (contribute 90% of funding portfolio in the first year), Digital Multiguna (maintain run off 15% of total OS in the first year), and Digital Vehicle Financing (contribute 3% from retail financing portfolio in the first year). Pioneered the creation of the first digital sharia pay later in the sharia banking industry, demonstrating innovation and market leadership.

Indonesia

- Successfully created and implemented a retail financing program that significantly boosted sales productivity, resulting in increased application numbers and overall acquisition success up to 10% in 3 months.- Led initiatives to improve retail financing processes, including Service Level Agreements (SLA) for each stage, contributing to a notable decrease in the rejection rate of unsecured products up to 5% in 3 months.

Jakarta, Indonesia

- Led the discovery and research of creation of Hajj Portion Financing Product as winning retail product in Muamalat, the product that helps users to get hajj portion (IDR 25 million / portion). Completed MVP product within 2 months and achieved 30% of conversion rate for the first 3 months. - Implemented a transformation from traditional paper-based financing onboarding to a digital process, boosting the conversion rate by up to 10% per month.- Successfully conceptualized and initiated the Payment Hajj Online Product through SISKOHAT Kemenag, catering to B2C needs and enhancing user experience.- Achieved highest KPI (Key Performance Indicator) for 2 years in a row and promoted into Senior Manager role.

Jakarta, Indonesia

- Successfully created, launched, and maintained the Virtual Account Product for Islamic School Ecosystem, contributing fee based income up to IDR 1 Billion per year.- Collaborated with third-party partners to develop and implement innovative solutions for B2B partners, focusing on projects with budgeting considerations. Contributing significantly 30% of Islamic funding portfolio.- Spearheaded the development of Islamic business products, with a specialization in technology, including the successful launch and maintenance product success of the Muamalat Educational System, Umrah Payment System, ZISWAF Platform, and others.- Monitored and managed the Islamic portfolio, ensuring alignment with strategic goals and providing insights to optimize performance. Generated weekly and monthly Islamic achievement reports for all team members, including the Board of Directors, offering comprehensive insights into project progress and portfolio health.

Jakarta, Indonesia

Activities:- 3 Months: Full studying about all Islamic Banking Knowledges- 7 Months: Trainee at Operation Directorate Function (Technical operation at branches and head office)- 7 Months: Trainee at Corporate Banking Directorate Function - being assistant manager for corporate financing (supporting needs for customers, such as create financing schemes, visit, etc)- 7 Months: Trainee at Retail Banking Directorate Function (handling several projects at Islamic Enterprise and Alliances Division)Achievements:- Being leader of the trainee batch- The Most Integrity and Open Minded Trainee

Indonesia

Being an event organizer in various camps of training with the specialist trainer from People Develop People Organization. My experiences in Ambassador BPJS Ketenagakerjaan Batch 2 and PGN Innovation Camp Training.

Indonesia

Being one of 30 Ambassador Icon from BPJS Ketenagakerjaan Company. We also experienced in 3 kinds of Leadership, Communication, and Personal Excellence Training.

East Java Province, Indonesia

Teaching Math, Hadist of Prophet SAW, Arabic, English, and Indonesian Language.

Bachelor'S Degree, International Relations

Activities and Societies: Student Associate of International Relations, Protokol Fisip Unpad, Mosque Prosperity Council of Fisip Unpad.

High School, Islamic Studies, Prime Generation

Activities and Societies: Tapak Suci (Martial Art) MemberI belong to this islamic school during six years, from Junior High School.